LTV · monthly repayment
▼ 0.50% · 3.625%
HK$192,861
−HK$12,094/mo
▼ 0.25% · 3.875%
HK$198,860
−HK$6,095/mo
Today · 4.125%
HK$204,955
baseline
▲ 0.50% · 4.625%
HK$217,426
+HK$12,471/mo
Deposit HK$42.29M · loan HK$42.29M · min. income ≈ HK$409,910/mo (50% DSR)
Upfront cash ≈ HK$45.88M (deposit + AVD stamp duty HK$3,594,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,556
−HK$11,592/mo
▼ 0.25% · 3.875%
HK$220,310
−HK$5,838/mo
Today · 4.125%
HK$226,148
baseline
▲ 0.50% · 4.625%
HK$238,068
+HK$11,920/mo
Deposit HK$42.29M · loan HK$42.29M · min. income ≈ HK$452,296/mo (50% DSR)
Upfront cash ≈ HK$45.88M (deposit + AVD stamp duty HK$3,594,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,433
−HK$14,513/mo
▼ 0.25% · 3.875%
HK$238,632
−HK$7,314/mo
Today · 4.125%
HK$245,946
baseline
▲ 0.50% · 4.625%
HK$260,911
+HK$14,965/mo
Deposit HK$33.83M · loan HK$50.75M · min. income ≈ HK$491,892/mo (50% DSR)
Upfront cash ≈ HK$37.43M (deposit + AVD stamp duty HK$3,594,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,467
−HK$13,910/mo
▼ 0.25% · 3.875%
HK$264,372
−HK$7,005/mo
Today · 4.125%
HK$271,377
baseline
▲ 0.50% · 4.625%
HK$285,682
+HK$14,305/mo
Deposit HK$33.83M · loan HK$50.75M · min. income ≈ HK$542,754/mo (50% DSR)
Upfront cash ≈ HK$37.43M (deposit + AVD stamp duty HK$3,594,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,005
−HK$16,932/mo
▼ 0.25% · 3.875%
HK$278,404
−HK$8,533/mo
Today · 4.125%
HK$286,937
baseline
▲ 0.50% · 4.625%
HK$304,397
+HK$17,460/mo
Deposit HK$25.37M · loan HK$59.21M · min. income ≈ HK$573,874/mo (50% DSR)
Upfront cash ≈ HK$28.97M (deposit + AVD stamp duty HK$3,594,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,378
−HK$16,229/mo
▼ 0.25% · 3.875%
HK$308,434
−HK$8,173/mo
Today · 4.125%
HK$316,607
baseline
▲ 0.50% · 4.625%
HK$333,296
+HK$16,689/mo
Deposit HK$25.37M · loan HK$59.21M · min. income ≈ HK$633,214/mo (50% DSR)
Upfront cash ≈ HK$28.97M (deposit + AVD stamp duty HK$3,594,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,150
−HK$21,769/mo
▼ 0.25% · 3.875%
HK$357,948
−HK$10,971/mo
Today · 4.125%
HK$368,919
baseline
▲ 0.50% · 4.625%
HK$391,367
+HK$22,448/mo
Deposit HK$8.46M · loan HK$76.12M · min. income ≈ HK$737,838/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$3,594,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$386,201
−HK$20,865/mo
▼ 0.25% · 3.875%
HK$396,558
−HK$10,508/mo
Today · 4.125%
HK$407,066
baseline
▲ 0.50% · 4.625%
HK$428,523
+HK$21,457/mo
Deposit HK$8.46M · loan HK$76.12M · min. income ≈ HK$814,132/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$3,594,594 · Scale 2, in force from 26 Feb 2026)