LTV · monthly repayment
▼ 0.50% · 3.625%
HK$192,875
−HK$12,095/mo
▼ 0.25% · 3.875%
HK$198,874
−HK$6,096/mo
Today · 4.125%
HK$204,970
baseline
▲ 0.50% · 4.625%
HK$217,442
+HK$12,472/mo
Deposit HK$42.29M · loan HK$42.29M · min. income ≈ HK$409,940/mo (50% DSR)
Upfront cash ≈ HK$45.89M (deposit + AVD stamp duty HK$3,594,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,571
−HK$11,593/mo
▼ 0.25% · 3.875%
HK$220,326
−HK$5,838/mo
Today · 4.125%
HK$226,164
baseline
▲ 0.50% · 4.625%
HK$238,085
+HK$11,921/mo
Deposit HK$42.29M · loan HK$42.29M · min. income ≈ HK$452,328/mo (50% DSR)
Upfront cash ≈ HK$45.89M (deposit + AVD stamp duty HK$3,594,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,450
−HK$14,514/mo
▼ 0.25% · 3.875%
HK$238,649
−HK$7,315/mo
Today · 4.125%
HK$245,964
baseline
▲ 0.50% · 4.625%
HK$260,930
+HK$14,966/mo
Deposit HK$33.83M · loan HK$50.75M · min. income ≈ HK$491,928/mo (50% DSR)
Upfront cash ≈ HK$37.43M (deposit + AVD stamp duty HK$3,594,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,486
−HK$13,911/mo
▼ 0.25% · 3.875%
HK$264,391
−HK$7,006/mo
Today · 4.125%
HK$271,397
baseline
▲ 0.50% · 4.625%
HK$285,703
+HK$14,306/mo
Deposit HK$33.83M · loan HK$50.75M · min. income ≈ HK$542,794/mo (50% DSR)
Upfront cash ≈ HK$37.43M (deposit + AVD stamp duty HK$3,594,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,025
−HK$16,933/mo
▼ 0.25% · 3.875%
HK$278,424
−HK$8,534/mo
Today · 4.125%
HK$286,958
baseline
▲ 0.50% · 4.625%
HK$304,419
+HK$17,461/mo
Deposit HK$25.38M · loan HK$59.21M · min. income ≈ HK$573,916/mo (50% DSR)
Upfront cash ≈ HK$28.97M (deposit + AVD stamp duty HK$3,594,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,400
−HK$16,230/mo
▼ 0.25% · 3.875%
HK$308,457
−HK$8,173/mo
Today · 4.125%
HK$316,630
baseline
▲ 0.50% · 4.625%
HK$333,320
+HK$16,690/mo
Deposit HK$25.38M · loan HK$59.21M · min. income ≈ HK$633,260/mo (50% DSR)
Upfront cash ≈ HK$28.97M (deposit + AVD stamp duty HK$3,594,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,175
−HK$21,771/mo
▼ 0.25% · 3.875%
HK$357,974
−HK$10,972/mo
Today · 4.125%
HK$368,946
baseline
▲ 0.50% · 4.625%
HK$391,395
+HK$22,449/mo
Deposit HK$8.46M · loan HK$76.13M · min. income ≈ HK$737,892/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$3,594,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$386,229
−HK$20,866/mo
▼ 0.25% · 3.875%
HK$396,587
−HK$10,508/mo
Today · 4.125%
HK$407,095
baseline
▲ 0.50% · 4.625%
HK$428,554
+HK$21,459/mo
Deposit HK$8.46M · loan HK$76.13M · min. income ≈ HK$814,190/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$3,594,853 · Scale 2, in force from 26 Feb 2026)