LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,288
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$19,888
−HK$609/mo
Today · 4.125%
HK$20,497
baseline
▲ 0.50% · 4.625%
HK$21,745
+HK$1,248/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$40,994/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,458
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,033
−HK$584/mo
Today · 4.125%
HK$22,617
baseline
▲ 0.50% · 4.625%
HK$23,809
+HK$1,192/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$45,234/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,146
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,866
−HK$731/mo
Today · 4.125%
HK$24,597
baseline
▲ 0.50% · 4.625%
HK$26,094
+HK$1,497/mo
Deposit HK$3.38M · loan HK$5.08M · min. income ≈ HK$49,194/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,749
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,440
−HK$700/mo
Today · 4.125%
HK$27,140
baseline
▲ 0.50% · 4.625%
HK$28,571
+HK$1,431/mo
Deposit HK$3.38M · loan HK$5.08M · min. income ≈ HK$54,280/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,003
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,843
−HK$853/mo
Today · 4.125%
HK$28,696
baseline
▲ 0.50% · 4.625%
HK$30,443
+HK$1,747/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$57,392/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,041
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,846
−HK$818/mo
Today · 4.125%
HK$31,664
baseline
▲ 0.50% · 4.625%
HK$33,333
+HK$1,669/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$63,328/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,718
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,798
−HK$1,097/mo
Today · 4.125%
HK$36,895
baseline
▲ 0.50% · 4.625%
HK$39,140
+HK$2,245/mo
Deposit HK$846K · loan HK$7.61M · min. income ≈ HK$73,790/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,624
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,660
−HK$1,051/mo
Today · 4.125%
HK$40,711
baseline
▲ 0.50% · 4.625%
HK$42,856
+HK$2,145/mo
Deposit HK$846K · loan HK$7.61M · min. income ≈ HK$81,422/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,761 · Scale 2, in force from 26 Feb 2026)