LTV · monthly repayment
▼ 0.50% · 3.625%
HK$192,901
−HK$12,097/mo
▼ 0.25% · 3.875%
HK$198,901
−HK$6,097/mo
Today · 4.125%
HK$204,998
baseline
▲ 0.50% · 4.625%
HK$217,471
+HK$12,473/mo
Deposit HK$42.30M · loan HK$42.30M · min. income ≈ HK$409,996/mo (50% DSR)
Upfront cash ≈ HK$45.89M (deposit + AVD stamp duty HK$3,595,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,600
−HK$11,595/mo
▼ 0.25% · 3.875%
HK$220,356
−HK$5,839/mo
Today · 4.125%
HK$226,195
baseline
▲ 0.50% · 4.625%
HK$238,118
+HK$11,923/mo
Deposit HK$42.30M · loan HK$42.30M · min. income ≈ HK$452,390/mo (50% DSR)
Upfront cash ≈ HK$45.89M (deposit + AVD stamp duty HK$3,595,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,481
−HK$14,516/mo
▼ 0.25% · 3.875%
HK$238,681
−HK$7,316/mo
Today · 4.125%
HK$245,997
baseline
▲ 0.50% · 4.625%
HK$260,965
+HK$14,968/mo
Deposit HK$33.84M · loan HK$50.76M · min. income ≈ HK$491,994/mo (50% DSR)
Upfront cash ≈ HK$37.43M (deposit + AVD stamp duty HK$3,595,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,520
−HK$13,913/mo
▼ 0.25% · 3.875%
HK$264,427
−HK$7,006/mo
Today · 4.125%
HK$271,433
baseline
▲ 0.50% · 4.625%
HK$285,741
+HK$14,308/mo
Deposit HK$33.84M · loan HK$50.76M · min. income ≈ HK$542,866/mo (50% DSR)
Upfront cash ≈ HK$37.43M (deposit + AVD stamp duty HK$3,595,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,061
−HK$16,936/mo
▼ 0.25% · 3.875%
HK$278,462
−HK$8,535/mo
Today · 4.125%
HK$286,997
baseline
▲ 0.50% · 4.625%
HK$304,460
+HK$17,463/mo
Deposit HK$25.38M · loan HK$59.22M · min. income ≈ HK$573,994/mo (50% DSR)
Upfront cash ≈ HK$28.97M (deposit + AVD stamp duty HK$3,595,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,440
−HK$16,232/mo
▼ 0.25% · 3.875%
HK$308,498
−HK$8,174/mo
Today · 4.125%
HK$316,672
baseline
▲ 0.50% · 4.625%
HK$333,365
+HK$16,693/mo
Deposit HK$25.38M · loan HK$59.22M · min. income ≈ HK$633,344/mo (50% DSR)
Upfront cash ≈ HK$28.97M (deposit + AVD stamp duty HK$3,595,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,222
−HK$21,774/mo
▼ 0.25% · 3.875%
HK$358,022
−HK$10,974/mo
Today · 4.125%
HK$368,996
baseline
▲ 0.50% · 4.625%
HK$391,448
+HK$22,452/mo
Deposit HK$8.46M · loan HK$76.14M · min. income ≈ HK$737,992/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$3,595,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$386,281
−HK$20,869/mo
▼ 0.25% · 3.875%
HK$396,640
−HK$10,510/mo
Today · 4.125%
HK$407,150
baseline
▲ 0.50% · 4.625%
HK$428,612
+HK$21,462/mo
Deposit HK$8.46M · loan HK$76.14M · min. income ≈ HK$814,300/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$3,595,337 · Scale 2, in force from 26 Feb 2026)