LTV · monthly repayment
▼ 0.50% · 3.625%
HK$192,934
−HK$12,098/mo
▼ 0.25% · 3.875%
HK$198,935
−HK$6,097/mo
Today · 4.125%
HK$205,032
baseline
▲ 0.50% · 4.625%
HK$217,508
+HK$12,476/mo
Deposit HK$42.31M · loan HK$42.31M · min. income ≈ HK$410,064/mo (50% DSR)
Upfront cash ≈ HK$45.90M (deposit + AVD stamp duty HK$3,595,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,637
−HK$11,596/mo
▼ 0.25% · 3.875%
HK$220,393
−HK$5,840/mo
Today · 4.125%
HK$226,233
baseline
▲ 0.50% · 4.625%
HK$238,158
+HK$11,925/mo
Deposit HK$42.31M · loan HK$42.31M · min. income ≈ HK$452,466/mo (50% DSR)
Upfront cash ≈ HK$45.90M (deposit + AVD stamp duty HK$3,595,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,520
−HK$14,519/mo
▼ 0.25% · 3.875%
HK$238,722
−HK$7,317/mo
Today · 4.125%
HK$246,039
baseline
▲ 0.50% · 4.625%
HK$261,010
+HK$14,971/mo
Deposit HK$33.84M · loan HK$50.77M · min. income ≈ HK$492,078/mo (50% DSR)
Upfront cash ≈ HK$37.44M (deposit + AVD stamp duty HK$3,595,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,564
−HK$13,916/mo
▼ 0.25% · 3.875%
HK$264,472
−HK$7,008/mo
Today · 4.125%
HK$271,480
baseline
▲ 0.50% · 4.625%
HK$285,790
+HK$14,310/mo
Deposit HK$33.84M · loan HK$50.77M · min. income ≈ HK$542,960/mo (50% DSR)
Upfront cash ≈ HK$37.44M (deposit + AVD stamp duty HK$3,595,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,107
−HK$16,938/mo
▼ 0.25% · 3.875%
HK$278,509
−HK$8,536/mo
Today · 4.125%
HK$287,045
baseline
▲ 0.50% · 4.625%
HK$304,511
+HK$17,466/mo
Deposit HK$25.38M · loan HK$59.23M · min. income ≈ HK$574,090/mo (50% DSR)
Upfront cash ≈ HK$28.98M (deposit + AVD stamp duty HK$3,595,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,492
−HK$16,234/mo
▼ 0.25% · 3.875%
HK$308,551
−HK$8,175/mo
Today · 4.125%
HK$316,726
baseline
▲ 0.50% · 4.625%
HK$333,421
+HK$16,695/mo
Deposit HK$25.38M · loan HK$59.23M · min. income ≈ HK$633,452/mo (50% DSR)
Upfront cash ≈ HK$28.98M (deposit + AVD stamp duty HK$3,595,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,281
−HK$21,777/mo
▼ 0.25% · 3.875%
HK$358,083
−HK$10,975/mo
Today · 4.125%
HK$369,058
baseline
▲ 0.50% · 4.625%
HK$391,515
+HK$22,457/mo
Deposit HK$8.46M · loan HK$76.15M · min. income ≈ HK$738,116/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$3,595,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$386,346
−HK$20,873/mo
▼ 0.25% · 3.875%
HK$396,708
−HK$10,511/mo
Today · 4.125%
HK$407,219
baseline
▲ 0.50% · 4.625%
HK$428,684
+HK$21,465/mo
Deposit HK$8.46M · loan HK$76.15M · min. income ≈ HK$814,438/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$3,595,948 · Scale 2, in force from 26 Feb 2026)