LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,300
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,900
−HK$610/mo
Today · 4.125%
HK$20,510
baseline
▲ 0.50% · 4.625%
HK$21,758
+HK$1,248/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$41,020/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$253,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,471
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,047
−HK$584/mo
Today · 4.125%
HK$22,631
baseline
▲ 0.50% · 4.625%
HK$23,824
+HK$1,193/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$45,262/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$253,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,160
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,881
−HK$731/mo
Today · 4.125%
HK$24,612
baseline
▲ 0.50% · 4.625%
HK$26,110
+HK$1,498/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$49,224/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,765
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,456
−HK$701/mo
Today · 4.125%
HK$27,157
baseline
▲ 0.50% · 4.625%
HK$28,589
+HK$1,432/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$54,314/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,020
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,861
−HK$854/mo
Today · 4.125%
HK$28,715
baseline
▲ 0.50% · 4.625%
HK$30,462
+HK$1,747/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$57,430/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,060
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,866
−HK$818/mo
Today · 4.125%
HK$31,684
baseline
▲ 0.50% · 4.625%
HK$33,354
+HK$1,670/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$63,368/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,740
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,821
−HK$1,098/mo
Today · 4.125%
HK$36,919
baseline
▲ 0.50% · 4.625%
HK$39,165
+HK$2,246/mo
Deposit HK$846K · loan HK$7.62M · min. income ≈ HK$73,838/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,648
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,685
−HK$1,051/mo
Today · 4.125%
HK$40,736
baseline
▲ 0.50% · 4.625%
HK$42,883
+HK$2,147/mo
Deposit HK$846K · loan HK$7.62M · min. income ≈ HK$81,472/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,920 · Scale 2, in force from 26 Feb 2026)