LTV · monthly repayment
▼ 0.50% · 3.625%
HK$193,052
−HK$12,106/mo
▼ 0.25% · 3.875%
HK$199,057
−HK$6,101/mo
Today · 4.125%
HK$205,158
baseline
▲ 0.50% · 4.625%
HK$217,641
+HK$12,483/mo
Deposit HK$42.33M · loan HK$42.33M · min. income ≈ HK$410,316/mo (50% DSR)
Upfront cash ≈ HK$45.93M (deposit + AVD stamp duty HK$3,598,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,768
−HK$11,603/mo
▼ 0.25% · 3.875%
HK$220,528
−HK$5,843/mo
Today · 4.125%
HK$226,371
baseline
▲ 0.50% · 4.625%
HK$238,304
+HK$11,933/mo
Deposit HK$42.33M · loan HK$42.33M · min. income ≈ HK$452,742/mo (50% DSR)
Upfront cash ≈ HK$45.93M (deposit + AVD stamp duty HK$3,598,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,662
−HK$14,527/mo
▼ 0.25% · 3.875%
HK$238,868
−HK$7,321/mo
Today · 4.125%
HK$246,189
baseline
▲ 0.50% · 4.625%
HK$261,169
+HK$14,980/mo
Deposit HK$33.86M · loan HK$50.80M · min. income ≈ HK$492,378/mo (50% DSR)
Upfront cash ≈ HK$37.46M (deposit + AVD stamp duty HK$3,598,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,722
−HK$13,923/mo
▼ 0.25% · 3.875%
HK$264,634
−HK$7,011/mo
Today · 4.125%
HK$271,645
baseline
▲ 0.50% · 4.625%
HK$285,964
+HK$14,319/mo
Deposit HK$33.86M · loan HK$50.80M · min. income ≈ HK$543,290/mo (50% DSR)
Upfront cash ≈ HK$37.46M (deposit + AVD stamp duty HK$3,598,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,272
−HK$16,949/mo
▼ 0.25% · 3.875%
HK$278,679
−HK$8,542/mo
Today · 4.125%
HK$287,221
baseline
▲ 0.50% · 4.625%
HK$304,697
+HK$17,476/mo
Deposit HK$25.40M · loan HK$59.26M · min. income ≈ HK$574,442/mo (50% DSR)
Upfront cash ≈ HK$29.00M (deposit + AVD stamp duty HK$3,598,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,675
−HK$16,245/mo
▼ 0.25% · 3.875%
HK$308,739
−HK$8,181/mo
Today · 4.125%
HK$316,920
baseline
▲ 0.50% · 4.625%
HK$333,625
+HK$16,705/mo
Deposit HK$25.40M · loan HK$59.26M · min. income ≈ HK$633,840/mo (50% DSR)
Upfront cash ≈ HK$29.00M (deposit + AVD stamp duty HK$3,598,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,493
−HK$21,791/mo
▼ 0.25% · 3.875%
HK$358,302
−HK$10,982/mo
Today · 4.125%
HK$369,284
baseline
▲ 0.50% · 4.625%
HK$391,754
+HK$22,470/mo
Deposit HK$8.47M · loan HK$76.20M · min. income ≈ HK$738,568/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$3,598,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$386,582
−HK$20,886/mo
▼ 0.25% · 3.875%
HK$396,950
−HK$10,518/mo
Today · 4.125%
HK$407,468
baseline
▲ 0.50% · 4.625%
HK$428,946
+HK$21,478/mo
Deposit HK$8.47M · loan HK$76.20M · min. income ≈ HK$814,936/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$3,598,145 · Scale 2, in force from 26 Feb 2026)