LTV · monthly repayment
▼ 0.50% · 3.625%
HK$193,097
−HK$12,109/mo
▼ 0.25% · 3.875%
HK$199,103
−HK$6,103/mo
Today · 4.125%
HK$205,206
baseline
▲ 0.50% · 4.625%
HK$217,692
+HK$12,486/mo
Deposit HK$42.34M · loan HK$42.34M · min. income ≈ HK$410,412/mo (50% DSR)
Upfront cash ≈ HK$45.94M (deposit + AVD stamp duty HK$3,598,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,819
−HK$11,606/mo
▼ 0.25% · 3.875%
HK$220,580
−HK$5,845/mo
Today · 4.125%
HK$226,425
baseline
▲ 0.50% · 4.625%
HK$238,360
+HK$11,935/mo
Deposit HK$42.34M · loan HK$42.34M · min. income ≈ HK$452,850/mo (50% DSR)
Upfront cash ≈ HK$45.94M (deposit + AVD stamp duty HK$3,598,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,716
−HK$14,531/mo
▼ 0.25% · 3.875%
HK$238,924
−HK$7,323/mo
Today · 4.125%
HK$246,247
baseline
▲ 0.50% · 4.625%
HK$261,231
+HK$14,984/mo
Deposit HK$33.87M · loan HK$50.81M · min. income ≈ HK$492,494/mo (50% DSR)
Upfront cash ≈ HK$37.47M (deposit + AVD stamp duty HK$3,598,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,782
−HK$13,927/mo
▼ 0.25% · 3.875%
HK$264,696
−HK$7,013/mo
Today · 4.125%
HK$271,709
baseline
▲ 0.50% · 4.625%
HK$286,032
+HK$14,323/mo
Deposit HK$33.87M · loan HK$50.81M · min. income ≈ HK$543,418/mo (50% DSR)
Upfront cash ≈ HK$37.47M (deposit + AVD stamp duty HK$3,598,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,336
−HK$16,952/mo
▼ 0.25% · 3.875%
HK$278,745
−HK$8,543/mo
Today · 4.125%
HK$287,288
baseline
▲ 0.50% · 4.625%
HK$304,769
+HK$17,481/mo
Deposit HK$25.40M · loan HK$59.28M · min. income ≈ HK$574,576/mo (50% DSR)
Upfront cash ≈ HK$29.00M (deposit + AVD stamp duty HK$3,598,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,746
−HK$16,248/mo
▼ 0.25% · 3.875%
HK$308,812
−HK$8,182/mo
Today · 4.125%
HK$316,994
baseline
▲ 0.50% · 4.625%
HK$333,704
+HK$16,710/mo
Deposit HK$25.40M · loan HK$59.28M · min. income ≈ HK$633,988/mo (50% DSR)
Upfront cash ≈ HK$29.00M (deposit + AVD stamp duty HK$3,598,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,575
−HK$21,796/mo
▼ 0.25% · 3.875%
HK$358,386
−HK$10,985/mo
Today · 4.125%
HK$369,371
baseline
▲ 0.50% · 4.625%
HK$391,846
+HK$22,475/mo
Deposit HK$8.47M · loan HK$76.21M · min. income ≈ HK$738,742/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$3,598,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$386,673
−HK$20,891/mo
▼ 0.25% · 3.875%
HK$397,044
−HK$10,520/mo
Today · 4.125%
HK$407,564
baseline
▲ 0.50% · 4.625%
HK$429,047
+HK$21,483/mo
Deposit HK$8.47M · loan HK$76.21M · min. income ≈ HK$815,128/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$3,598,993 · Scale 2, in force from 26 Feb 2026)