LTV · monthly repayment
▼ 0.50% · 3.625%
HK$193,115
−HK$12,110/mo
▼ 0.25% · 3.875%
HK$199,122
−HK$6,103/mo
Today · 4.125%
HK$205,225
baseline
▲ 0.50% · 4.625%
HK$217,712
+HK$12,487/mo
Deposit HK$42.34M · loan HK$42.34M · min. income ≈ HK$410,450/mo (50% DSR)
Upfront cash ≈ HK$45.94M (deposit + AVD stamp duty HK$3,599,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,838
−HK$11,607/mo
▼ 0.25% · 3.875%
HK$220,600
−HK$5,845/mo
Today · 4.125%
HK$226,445
baseline
▲ 0.50% · 4.625%
HK$238,381
+HK$11,936/mo
Deposit HK$42.34M · loan HK$42.34M · min. income ≈ HK$452,890/mo (50% DSR)
Upfront cash ≈ HK$45.94M (deposit + AVD stamp duty HK$3,599,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,738
−HK$14,532/mo
▼ 0.25% · 3.875%
HK$238,946
−HK$7,324/mo
Today · 4.125%
HK$246,270
baseline
▲ 0.50% · 4.625%
HK$261,254
+HK$14,984/mo
Deposit HK$33.88M · loan HK$50.81M · min. income ≈ HK$492,540/mo (50% DSR)
Upfront cash ≈ HK$37.48M (deposit + AVD stamp duty HK$3,599,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,806
−HK$13,928/mo
▼ 0.25% · 3.875%
HK$264,720
−HK$7,014/mo
Today · 4.125%
HK$271,734
baseline
▲ 0.50% · 4.625%
HK$286,058
+HK$14,324/mo
Deposit HK$33.88M · loan HK$50.81M · min. income ≈ HK$543,468/mo (50% DSR)
Upfront cash ≈ HK$37.48M (deposit + AVD stamp duty HK$3,599,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,361
−HK$16,953/mo
▼ 0.25% · 3.875%
HK$278,770
−HK$8,544/mo
Today · 4.125%
HK$287,314
baseline
▲ 0.50% · 4.625%
HK$304,797
+HK$17,483/mo
Deposit HK$25.41M · loan HK$59.28M · min. income ≈ HK$574,628/mo (50% DSR)
Upfront cash ≈ HK$29.01M (deposit + AVD stamp duty HK$3,599,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,773
−HK$16,250/mo
▼ 0.25% · 3.875%
HK$308,840
−HK$8,183/mo
Today · 4.125%
HK$317,023
baseline
▲ 0.50% · 4.625%
HK$333,734
+HK$16,711/mo
Deposit HK$25.41M · loan HK$59.28M · min. income ≈ HK$634,046/mo (50% DSR)
Upfront cash ≈ HK$29.01M (deposit + AVD stamp duty HK$3,599,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,606
−HK$21,798/mo
▼ 0.25% · 3.875%
HK$358,419
−HK$10,985/mo
Today · 4.125%
HK$369,404
baseline
▲ 0.50% · 4.625%
HK$391,882
+HK$22,478/mo
Deposit HK$8.47M · loan HK$76.22M · min. income ≈ HK$738,808/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$3,599,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$386,709
−HK$20,892/mo
▼ 0.25% · 3.875%
HK$397,080
−HK$10,521/mo
Today · 4.125%
HK$407,601
baseline
▲ 0.50% · 4.625%
HK$429,086
+HK$21,485/mo
Deposit HK$8.47M · loan HK$76.22M · min. income ≈ HK$815,202/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$3,599,320 · Scale 2, in force from 26 Feb 2026)