LTV · monthly repayment
▼ 0.50% · 3.625%
HK$193,145
−HK$12,112/mo
▼ 0.25% · 3.875%
HK$199,153
−HK$6,104/mo
Today · 4.125%
HK$205,257
baseline
▲ 0.50% · 4.625%
HK$217,746
+HK$12,489/mo
Deposit HK$42.35M · loan HK$42.35M · min. income ≈ HK$410,514/mo (50% DSR)
Upfront cash ≈ HK$45.95M (deposit + AVD stamp duty HK$3,599,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,872
−HK$11,608/mo
▼ 0.25% · 3.875%
HK$220,634
−HK$5,846/mo
Today · 4.125%
HK$226,480
baseline
▲ 0.50% · 4.625%
HK$238,419
+HK$11,939/mo
Deposit HK$42.35M · loan HK$42.35M · min. income ≈ HK$452,960/mo (50% DSR)
Upfront cash ≈ HK$45.95M (deposit + AVD stamp duty HK$3,599,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,774
−HK$14,534/mo
▼ 0.25% · 3.875%
HK$238,983
−HK$7,325/mo
Today · 4.125%
HK$246,308
baseline
▲ 0.50% · 4.625%
HK$261,295
+HK$14,987/mo
Deposit HK$33.88M · loan HK$50.82M · min. income ≈ HK$492,616/mo (50% DSR)
Upfront cash ≈ HK$37.48M (deposit + AVD stamp duty HK$3,599,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,846
−HK$13,931/mo
▼ 0.25% · 3.875%
HK$264,761
−HK$7,016/mo
Today · 4.125%
HK$271,777
baseline
▲ 0.50% · 4.625%
HK$286,102
+HK$14,325/mo
Deposit HK$33.88M · loan HK$50.82M · min. income ≈ HK$543,554/mo (50% DSR)
Upfront cash ≈ HK$37.48M (deposit + AVD stamp duty HK$3,599,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,403
−HK$16,956/mo
▼ 0.25% · 3.875%
HK$278,814
−HK$8,545/mo
Today · 4.125%
HK$287,359
baseline
▲ 0.50% · 4.625%
HK$304,844
+HK$17,485/mo
Deposit HK$25.41M · loan HK$59.29M · min. income ≈ HK$574,718/mo (50% DSR)
Upfront cash ≈ HK$29.01M (deposit + AVD stamp duty HK$3,599,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,820
−HK$16,253/mo
▼ 0.25% · 3.875%
HK$308,888
−HK$8,185/mo
Today · 4.125%
HK$317,073
baseline
▲ 0.50% · 4.625%
HK$333,786
+HK$16,713/mo
Deposit HK$25.41M · loan HK$59.29M · min. income ≈ HK$634,146/mo (50% DSR)
Upfront cash ≈ HK$29.01M (deposit + AVD stamp duty HK$3,599,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,661
−HK$21,801/mo
▼ 0.25% · 3.875%
HK$358,475
−HK$10,987/mo
Today · 4.125%
HK$369,462
baseline
▲ 0.50% · 4.625%
HK$391,943
+HK$22,481/mo
Deposit HK$8.47M · loan HK$76.23M · min. income ≈ HK$738,924/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$3,599,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$386,769
−HK$20,896/mo
▼ 0.25% · 3.875%
HK$397,142
−HK$10,523/mo
Today · 4.125%
HK$407,665
baseline
▲ 0.50% · 4.625%
HK$429,153
+HK$21,488/mo
Deposit HK$8.47M · loan HK$76.23M · min. income ≈ HK$815,330/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$3,599,882 · Scale 2, in force from 26 Feb 2026)