LTV · monthly repayment
▼ 0.50% · 3.625%
HK$193,162
−HK$12,113/mo
▼ 0.25% · 3.875%
HK$199,171
−HK$6,104/mo
Today · 4.125%
HK$205,275
baseline
▲ 0.50% · 4.625%
HK$217,766
+HK$12,491/mo
Deposit HK$42.36M · loan HK$42.36M · min. income ≈ HK$410,550/mo (50% DSR)
Upfront cash ≈ HK$45.96M (deposit + AVD stamp duty HK$3,600,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,891
−HK$11,610/mo
▼ 0.25% · 3.875%
HK$220,654
−HK$5,847/mo
Today · 4.125%
HK$226,501
baseline
▲ 0.50% · 4.625%
HK$238,440
+HK$11,939/mo
Deposit HK$42.36M · loan HK$42.36M · min. income ≈ HK$453,002/mo (50% DSR)
Upfront cash ≈ HK$45.96M (deposit + AVD stamp duty HK$3,600,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,795
−HK$14,535/mo
▼ 0.25% · 3.875%
HK$239,005
−HK$7,325/mo
Today · 4.125%
HK$246,330
baseline
▲ 0.50% · 4.625%
HK$261,319
+HK$14,989/mo
Deposit HK$33.88M · loan HK$50.83M · min. income ≈ HK$492,660/mo (50% DSR)
Upfront cash ≈ HK$37.48M (deposit + AVD stamp duty HK$3,600,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,869
−HK$13,932/mo
▼ 0.25% · 3.875%
HK$264,785
−HK$7,016/mo
Today · 4.125%
HK$271,801
baseline
▲ 0.50% · 4.625%
HK$286,128
+HK$14,327/mo
Deposit HK$33.88M · loan HK$50.83M · min. income ≈ HK$543,602/mo (50% DSR)
Upfront cash ≈ HK$37.48M (deposit + AVD stamp duty HK$3,600,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,427
−HK$16,959/mo
▼ 0.25% · 3.875%
HK$278,839
−HK$8,547/mo
Today · 4.125%
HK$287,386
baseline
▲ 0.50% · 4.625%
HK$304,872
+HK$17,486/mo
Deposit HK$25.41M · loan HK$59.30M · min. income ≈ HK$574,772/mo (50% DSR)
Upfront cash ≈ HK$29.01M (deposit + AVD stamp duty HK$3,600,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,848
−HK$16,254/mo
▼ 0.25% · 3.875%
HK$308,916
−HK$8,186/mo
Today · 4.125%
HK$317,102
baseline
▲ 0.50% · 4.625%
HK$333,816
+HK$16,714/mo
Deposit HK$25.41M · loan HK$59.30M · min. income ≈ HK$634,204/mo (50% DSR)
Upfront cash ≈ HK$29.01M (deposit + AVD stamp duty HK$3,600,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,692
−HK$21,804/mo
▼ 0.25% · 3.875%
HK$358,507
−HK$10,989/mo
Today · 4.125%
HK$369,496
baseline
▲ 0.50% · 4.625%
HK$391,979
+HK$22,483/mo
Deposit HK$8.47M · loan HK$76.24M · min. income ≈ HK$738,992/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$3,600,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$386,804
−HK$20,898/mo
▼ 0.25% · 3.875%
HK$397,178
−HK$10,524/mo
Today · 4.125%
HK$407,702
baseline
▲ 0.50% · 4.625%
HK$429,193
+HK$21,491/mo
Deposit HK$8.47M · loan HK$76.24M · min. income ≈ HK$815,404/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$3,600,210 · Scale 2, in force from 26 Feb 2026)