LTV · monthly repayment
▼ 0.50% · 3.625%
HK$193,164
−HK$12,113/mo
▼ 0.25% · 3.875%
HK$199,172
−HK$6,105/mo
Today · 4.125%
HK$205,277
baseline
▲ 0.50% · 4.625%
HK$217,768
+HK$12,491/mo
Deposit HK$42.36M · loan HK$42.36M · min. income ≈ HK$410,554/mo (50% DSR)
Upfront cash ≈ HK$45.96M (deposit + AVD stamp duty HK$3,600,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,893
−HK$11,610/mo
▼ 0.25% · 3.875%
HK$220,656
−HK$5,847/mo
Today · 4.125%
HK$226,503
baseline
▲ 0.50% · 4.625%
HK$238,442
+HK$11,939/mo
Deposit HK$42.36M · loan HK$42.36M · min. income ≈ HK$453,006/mo (50% DSR)
Upfront cash ≈ HK$45.96M (deposit + AVD stamp duty HK$3,600,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,797
−HK$14,535/mo
▼ 0.25% · 3.875%
HK$239,007
−HK$7,325/mo
Today · 4.125%
HK$246,332
baseline
▲ 0.50% · 4.625%
HK$261,321
+HK$14,989/mo
Deposit HK$33.88M · loan HK$50.83M · min. income ≈ HK$492,664/mo (50% DSR)
Upfront cash ≈ HK$37.48M (deposit + AVD stamp duty HK$3,600,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,871
−HK$13,932/mo
▼ 0.25% · 3.875%
HK$264,787
−HK$7,016/mo
Today · 4.125%
HK$271,803
baseline
▲ 0.50% · 4.625%
HK$286,131
+HK$14,328/mo
Deposit HK$33.88M · loan HK$50.83M · min. income ≈ HK$543,606/mo (50% DSR)
Upfront cash ≈ HK$37.48M (deposit + AVD stamp duty HK$3,600,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,429
−HK$16,959/mo
▼ 0.25% · 3.875%
HK$278,841
−HK$8,547/mo
Today · 4.125%
HK$287,388
baseline
▲ 0.50% · 4.625%
HK$304,875
+HK$17,487/mo
Deposit HK$25.41M · loan HK$59.30M · min. income ≈ HK$574,776/mo (50% DSR)
Upfront cash ≈ HK$29.01M (deposit + AVD stamp duty HK$3,600,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,850
−HK$16,254/mo
▼ 0.25% · 3.875%
HK$308,919
−HK$8,185/mo
Today · 4.125%
HK$317,104
baseline
▲ 0.50% · 4.625%
HK$333,819
+HK$16,715/mo
Deposit HK$25.41M · loan HK$59.30M · min. income ≈ HK$634,208/mo (50% DSR)
Upfront cash ≈ HK$29.01M (deposit + AVD stamp duty HK$3,600,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,695
−HK$21,804/mo
▼ 0.25% · 3.875%
HK$358,510
−HK$10,989/mo
Today · 4.125%
HK$369,499
baseline
▲ 0.50% · 4.625%
HK$391,982
+HK$22,483/mo
Deposit HK$8.47M · loan HK$76.24M · min. income ≈ HK$738,998/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$3,600,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$386,807
−HK$20,898/mo
▼ 0.25% · 3.875%
HK$397,181
−HK$10,524/mo
Today · 4.125%
HK$407,705
baseline
▲ 0.50% · 4.625%
HK$429,196
+HK$21,491/mo
Deposit HK$8.47M · loan HK$76.24M · min. income ≈ HK$815,410/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$3,600,239 · Scale 2, in force from 26 Feb 2026)