LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,322
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$19,923
−HK$611/mo
Today · 4.125%
HK$20,534
baseline
▲ 0.50% · 4.625%
HK$21,783
+HK$1,249/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$41,068/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,496
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,072
−HK$585/mo
Today · 4.125%
HK$22,657
baseline
▲ 0.50% · 4.625%
HK$23,851
+HK$1,194/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$45,314/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,186
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,908
−HK$732/mo
Today · 4.125%
HK$24,640
baseline
▲ 0.50% · 4.625%
HK$26,140
+HK$1,500/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$49,280/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,795
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,487
−HK$701/mo
Today · 4.125%
HK$27,188
baseline
▲ 0.50% · 4.625%
HK$28,621
+HK$1,433/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$54,376/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,051
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,892
−HK$855/mo
Today · 4.125%
HK$28,747
baseline
▲ 0.50% · 4.625%
HK$30,496
+HK$1,749/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$57,494/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,094
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,901
−HK$819/mo
Today · 4.125%
HK$31,720
baseline
▲ 0.50% · 4.625%
HK$33,392
+HK$1,672/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$63,440/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,780
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,862
−HK$1,099/mo
Today · 4.125%
HK$36,961
baseline
▲ 0.50% · 4.625%
HK$39,210
+HK$2,249/mo
Deposit HK$847K · loan HK$7.63M · min. income ≈ HK$73,922/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,692
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,730
−HK$1,053/mo
Today · 4.125%
HK$40,783
baseline
▲ 0.50% · 4.625%
HK$42,932
+HK$2,149/mo
Deposit HK$847K · loan HK$7.63M · min. income ≈ HK$81,566/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,210 · Scale 2, in force from 26 Feb 2026)