LTV · monthly repayment
▼ 0.50% · 3.625%
HK$193,226
−HK$12,117/mo
▼ 0.25% · 3.875%
HK$199,237
−HK$6,106/mo
Today · 4.125%
HK$205,343
baseline
▲ 0.50% · 4.625%
HK$217,838
+HK$12,495/mo
Deposit HK$42.37M · loan HK$42.37M · min. income ≈ HK$410,686/mo (50% DSR)
Upfront cash ≈ HK$45.97M (deposit + AVD stamp duty HK$3,601,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,962
−HK$11,614/mo
▼ 0.25% · 3.875%
HK$220,728
−HK$5,848/mo
Today · 4.125%
HK$226,576
baseline
▲ 0.50% · 4.625%
HK$238,519
+HK$11,943/mo
Deposit HK$42.37M · loan HK$42.37M · min. income ≈ HK$453,152/mo (50% DSR)
Upfront cash ≈ HK$45.97M (deposit + AVD stamp duty HK$3,601,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,872
−HK$14,540/mo
▼ 0.25% · 3.875%
HK$239,084
−HK$7,328/mo
Today · 4.125%
HK$246,412
baseline
▲ 0.50% · 4.625%
HK$261,406
+HK$14,994/mo
Deposit HK$33.90M · loan HK$50.84M · min. income ≈ HK$492,824/mo (50% DSR)
Upfront cash ≈ HK$37.50M (deposit + AVD stamp duty HK$3,601,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,955
−HK$13,936/mo
▼ 0.25% · 3.875%
HK$264,873
−HK$7,018/mo
Today · 4.125%
HK$271,891
baseline
▲ 0.50% · 4.625%
HK$286,223
+HK$14,332/mo
Deposit HK$33.90M · loan HK$50.84M · min. income ≈ HK$543,782/mo (50% DSR)
Upfront cash ≈ HK$37.50M (deposit + AVD stamp duty HK$3,601,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,517
−HK$16,964/mo
▼ 0.25% · 3.875%
HK$278,931
−HK$8,550/mo
Today · 4.125%
HK$287,481
baseline
▲ 0.50% · 4.625%
HK$304,973
+HK$17,492/mo
Deposit HK$25.42M · loan HK$59.32M · min. income ≈ HK$574,962/mo (50% DSR)
Upfront cash ≈ HK$29.02M (deposit + AVD stamp duty HK$3,601,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,947
−HK$16,260/mo
▼ 0.25% · 3.875%
HK$309,019
−HK$8,188/mo
Today · 4.125%
HK$317,207
baseline
▲ 0.50% · 4.625%
HK$333,927
+HK$16,720/mo
Deposit HK$25.42M · loan HK$59.32M · min. income ≈ HK$634,414/mo (50% DSR)
Upfront cash ≈ HK$29.02M (deposit + AVD stamp duty HK$3,601,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,807
−HK$21,811/mo
▼ 0.25% · 3.875%
HK$358,626
−HK$10,992/mo
Today · 4.125%
HK$369,618
baseline
▲ 0.50% · 4.625%
HK$392,108
+HK$22,490/mo
Deposit HK$8.47M · loan HK$76.26M · min. income ≈ HK$739,236/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$3,601,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$386,932
−HK$20,905/mo
▼ 0.25% · 3.875%
HK$397,310
−HK$10,527/mo
Today · 4.125%
HK$407,837
baseline
▲ 0.50% · 4.625%
HK$429,335
+HK$21,498/mo
Deposit HK$8.47M · loan HK$76.26M · min. income ≈ HK$815,674/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$3,601,402 · Scale 2, in force from 26 Feb 2026)