LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,325
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$19,926
−HK$611/mo
Today · 4.125%
HK$20,537
baseline
▲ 0.50% · 4.625%
HK$21,786
+HK$1,249/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$41,074/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,499
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,075
−HK$585/mo
Today · 4.125%
HK$22,660
baseline
▲ 0.50% · 4.625%
HK$23,855
+HK$1,195/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$45,320/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,190
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,911
−HK$733/mo
Today · 4.125%
HK$24,644
baseline
▲ 0.50% · 4.625%
HK$26,143
+HK$1,499/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$49,288/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,798
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,490
−HK$702/mo
Today · 4.125%
HK$27,192
baseline
▲ 0.50% · 4.625%
HK$28,625
+HK$1,433/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$54,384/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,055
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,896
−HK$855/mo
Today · 4.125%
HK$28,751
baseline
▲ 0.50% · 4.625%
HK$30,501
+HK$1,750/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$57,502/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,098
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,905
−HK$819/mo
Today · 4.125%
HK$31,724
baseline
▲ 0.50% · 4.625%
HK$33,396
+HK$1,672/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$63,448/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,785
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,867
−HK$1,099/mo
Today · 4.125%
HK$36,966
baseline
▲ 0.50% · 4.625%
HK$39,215
+HK$2,249/mo
Deposit HK$847K · loan HK$7.63M · min. income ≈ HK$73,932/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,698
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,735
−HK$1,053/mo
Today · 4.125%
HK$40,788
baseline
▲ 0.50% · 4.625%
HK$42,938
+HK$2,150/mo
Deposit HK$847K · loan HK$7.63M · min. income ≈ HK$81,576/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,245 · Scale 2, in force from 26 Feb 2026)