LTV · monthly repayment
▼ 0.50% · 3.625%
HK$193,262
−HK$12,119/mo
▼ 0.25% · 3.875%
HK$199,273
−HK$6,108/mo
Today · 4.125%
HK$205,381
baseline
▲ 0.50% · 4.625%
HK$217,878
+HK$12,497/mo
Deposit HK$42.38M · loan HK$42.38M · min. income ≈ HK$410,762/mo (50% DSR)
Upfront cash ≈ HK$45.98M (deposit + AVD stamp duty HK$3,602,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,002
−HK$11,615/mo
▼ 0.25% · 3.875%
HK$220,768
−HK$5,849/mo
Today · 4.125%
HK$226,617
baseline
▲ 0.50% · 4.625%
HK$238,563
+HK$11,946/mo
Deposit HK$42.38M · loan HK$42.38M · min. income ≈ HK$453,234/mo (50% DSR)
Upfront cash ≈ HK$45.98M (deposit + AVD stamp duty HK$3,602,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,914
−HK$14,543/mo
▼ 0.25% · 3.875%
HK$239,128
−HK$7,329/mo
Today · 4.125%
HK$246,457
baseline
▲ 0.50% · 4.625%
HK$261,453
+HK$14,996/mo
Deposit HK$33.90M · loan HK$50.85M · min. income ≈ HK$492,914/mo (50% DSR)
Upfront cash ≈ HK$37.50M (deposit + AVD stamp duty HK$3,602,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,002
−HK$13,939/mo
▼ 0.25% · 3.875%
HK$264,921
−HK$7,020/mo
Today · 4.125%
HK$271,941
baseline
▲ 0.50% · 4.625%
HK$286,275
+HK$14,334/mo
Deposit HK$33.90M · loan HK$50.85M · min. income ≈ HK$543,882/mo (50% DSR)
Upfront cash ≈ HK$37.50M (deposit + AVD stamp duty HK$3,602,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,566
−HK$16,967/mo
▼ 0.25% · 3.875%
HK$278,982
−HK$8,551/mo
Today · 4.125%
HK$287,533
baseline
▲ 0.50% · 4.625%
HK$305,029
+HK$17,496/mo
Deposit HK$25.43M · loan HK$59.33M · min. income ≈ HK$575,066/mo (50% DSR)
Upfront cash ≈ HK$29.03M (deposit + AVD stamp duty HK$3,602,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,002
−HK$16,262/mo
▼ 0.25% · 3.875%
HK$309,075
−HK$8,189/mo
Today · 4.125%
HK$317,264
baseline
▲ 0.50% · 4.625%
HK$333,988
+HK$16,724/mo
Deposit HK$25.43M · loan HK$59.33M · min. income ≈ HK$634,528/mo (50% DSR)
Upfront cash ≈ HK$29.03M (deposit + AVD stamp duty HK$3,602,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,871
−HK$21,814/mo
▼ 0.25% · 3.875%
HK$358,692
−HK$10,993/mo
Today · 4.125%
HK$369,685
baseline
▲ 0.50% · 4.625%
HK$392,180
+HK$22,495/mo
Deposit HK$8.48M · loan HK$76.28M · min. income ≈ HK$739,370/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$3,602,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$387,003
−HK$20,908/mo
▼ 0.25% · 3.875%
HK$397,382
−HK$10,529/mo
Today · 4.125%
HK$407,911
baseline
▲ 0.50% · 4.625%
HK$429,413
+HK$21,502/mo
Deposit HK$8.48M · loan HK$76.28M · min. income ≈ HK$815,822/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$3,602,058 · Scale 2, in force from 26 Feb 2026)