LTV · monthly repayment
▼ 0.50% · 3.625%
HK$193,312
−HK$12,123/mo
▼ 0.25% · 3.875%
HK$199,326
−HK$6,109/mo
Today · 4.125%
HK$205,435
baseline
▲ 0.50% · 4.625%
HK$217,935
+HK$12,500/mo
Deposit HK$42.39M · loan HK$42.39M · min. income ≈ HK$410,870/mo (50% DSR)
Upfront cash ≈ HK$45.99M (deposit + AVD stamp duty HK$3,603,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,058
−HK$11,619/mo
▼ 0.25% · 3.875%
HK$220,826
−HK$5,851/mo
Today · 4.125%
HK$226,677
baseline
▲ 0.50% · 4.625%
HK$238,626
+HK$11,949/mo
Deposit HK$42.39M · loan HK$42.39M · min. income ≈ HK$453,354/mo (50% DSR)
Upfront cash ≈ HK$45.99M (deposit + AVD stamp duty HK$3,603,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,975
−HK$14,547/mo
▼ 0.25% · 3.875%
HK$239,191
−HK$7,331/mo
Today · 4.125%
HK$246,522
baseline
▲ 0.50% · 4.625%
HK$261,522
+HK$15,000/mo
Deposit HK$33.91M · loan HK$50.87M · min. income ≈ HK$493,044/mo (50% DSR)
Upfront cash ≈ HK$37.51M (deposit + AVD stamp duty HK$3,603,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,070
−HK$13,942/mo
▼ 0.25% · 3.875%
HK$264,991
−HK$7,021/mo
Today · 4.125%
HK$272,012
baseline
▲ 0.50% · 4.625%
HK$286,351
+HK$14,339/mo
Deposit HK$33.91M · loan HK$50.87M · min. income ≈ HK$544,024/mo (50% DSR)
Upfront cash ≈ HK$37.51M (deposit + AVD stamp duty HK$3,603,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,637
−HK$16,972/mo
▼ 0.25% · 3.875%
HK$279,056
−HK$8,553/mo
Today · 4.125%
HK$287,609
baseline
▲ 0.50% · 4.625%
HK$305,109
+HK$17,500/mo
Deposit HK$25.43M · loan HK$59.34M · min. income ≈ HK$575,218/mo (50% DSR)
Upfront cash ≈ HK$29.04M (deposit + AVD stamp duty HK$3,603,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,081
−HK$16,267/mo
▼ 0.25% · 3.875%
HK$309,156
−HK$8,192/mo
Today · 4.125%
HK$317,348
baseline
▲ 0.50% · 4.625%
HK$334,076
+HK$16,728/mo
Deposit HK$25.43M · loan HK$59.34M · min. income ≈ HK$634,696/mo (50% DSR)
Upfront cash ≈ HK$29.04M (deposit + AVD stamp duty HK$3,603,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,962
−HK$21,821/mo
▼ 0.25% · 3.875%
HK$358,786
−HK$10,997/mo
Today · 4.125%
HK$369,783
baseline
▲ 0.50% · 4.625%
HK$392,283
+HK$22,500/mo
Deposit HK$8.48M · loan HK$76.30M · min. income ≈ HK$739,566/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$3,603,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$387,105
−HK$20,914/mo
▼ 0.25% · 3.875%
HK$397,487
−HK$10,532/mo
Today · 4.125%
HK$408,019
baseline
▲ 0.50% · 4.625%
HK$429,526
+HK$21,507/mo
Deposit HK$8.48M · loan HK$76.30M · min. income ≈ HK$816,038/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$3,603,006 · Scale 2, in force from 26 Feb 2026)