LTV · monthly repayment
▼ 0.50% · 3.625%
HK$193,326
−HK$12,123/mo
▼ 0.25% · 3.875%
HK$199,339
−HK$6,110/mo
Today · 4.125%
HK$205,449
baseline
▲ 0.50% · 4.625%
HK$217,950
+HK$12,501/mo
Deposit HK$42.39M · loan HK$42.39M · min. income ≈ HK$410,898/mo (50% DSR)
Upfront cash ≈ HK$45.99M (deposit + AVD stamp duty HK$3,603,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,073
−HK$11,620/mo
▼ 0.25% · 3.875%
HK$220,841
−HK$5,852/mo
Today · 4.125%
HK$226,693
baseline
▲ 0.50% · 4.625%
HK$238,642
+HK$11,949/mo
Deposit HK$42.39M · loan HK$42.39M · min. income ≈ HK$453,386/mo (50% DSR)
Upfront cash ≈ HK$45.99M (deposit + AVD stamp duty HK$3,603,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,991
−HK$14,548/mo
▼ 0.25% · 3.875%
HK$239,207
−HK$7,332/mo
Today · 4.125%
HK$246,539
baseline
▲ 0.50% · 4.625%
HK$261,540
+HK$15,001/mo
Deposit HK$33.91M · loan HK$50.87M · min. income ≈ HK$493,078/mo (50% DSR)
Upfront cash ≈ HK$37.52M (deposit + AVD stamp duty HK$3,603,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,088
−HK$13,943/mo
▼ 0.25% · 3.875%
HK$265,009
−HK$7,022/mo
Today · 4.125%
HK$272,031
baseline
▲ 0.50% · 4.625%
HK$286,370
+HK$14,339/mo
Deposit HK$33.91M · loan HK$50.87M · min. income ≈ HK$544,062/mo (50% DSR)
Upfront cash ≈ HK$37.52M (deposit + AVD stamp duty HK$3,603,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,656
−HK$16,973/mo
▼ 0.25% · 3.875%
HK$279,075
−HK$8,554/mo
Today · 4.125%
HK$287,629
baseline
▲ 0.50% · 4.625%
HK$305,130
+HK$17,501/mo
Deposit HK$25.43M · loan HK$59.35M · min. income ≈ HK$575,258/mo (50% DSR)
Upfront cash ≈ HK$29.04M (deposit + AVD stamp duty HK$3,603,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,102
−HK$16,268/mo
▼ 0.25% · 3.875%
HK$309,178
−HK$8,192/mo
Today · 4.125%
HK$317,370
baseline
▲ 0.50% · 4.625%
HK$334,099
+HK$16,729/mo
Deposit HK$25.43M · loan HK$59.35M · min. income ≈ HK$634,740/mo (50% DSR)
Upfront cash ≈ HK$29.04M (deposit + AVD stamp duty HK$3,603,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,986
−HK$21,822/mo
▼ 0.25% · 3.875%
HK$358,811
−HK$10,997/mo
Today · 4.125%
HK$369,808
baseline
▲ 0.50% · 4.625%
HK$392,310
+HK$22,502/mo
Deposit HK$8.48M · loan HK$76.30M · min. income ≈ HK$739,616/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$3,603,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$387,131
−HK$20,916/mo
▼ 0.25% · 3.875%
HK$397,514
−HK$10,533/mo
Today · 4.125%
HK$408,047
baseline
▲ 0.50% · 4.625%
HK$429,556
+HK$21,509/mo
Deposit HK$8.48M · loan HK$76.30M · min. income ≈ HK$816,094/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$3,603,256 · Scale 2, in force from 26 Feb 2026)