LTV · monthly repayment
▼ 0.50% · 3.625%
HK$193,330
−HK$12,123/mo
▼ 0.25% · 3.875%
HK$199,344
−HK$6,109/mo
Today · 4.125%
HK$205,453
baseline
▲ 0.50% · 4.625%
HK$217,955
+HK$12,502/mo
Deposit HK$42.39M · loan HK$42.39M · min. income ≈ HK$410,906/mo (50% DSR)
Upfront cash ≈ HK$46.00M (deposit + AVD stamp duty HK$3,603,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,078
−HK$11,620/mo
▼ 0.25% · 3.875%
HK$220,846
−HK$5,852/mo
Today · 4.125%
HK$226,698
baseline
▲ 0.50% · 4.625%
HK$238,647
+HK$11,949/mo
Deposit HK$42.39M · loan HK$42.39M · min. income ≈ HK$453,396/mo (50% DSR)
Upfront cash ≈ HK$46.00M (deposit + AVD stamp duty HK$3,603,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,996
−HK$14,548/mo
▼ 0.25% · 3.875%
HK$239,212
−HK$7,332/mo
Today · 4.125%
HK$246,544
baseline
▲ 0.50% · 4.625%
HK$261,546
+HK$15,002/mo
Deposit HK$33.91M · loan HK$50.87M · min. income ≈ HK$493,088/mo (50% DSR)
Upfront cash ≈ HK$37.52M (deposit + AVD stamp duty HK$3,603,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,093
−HK$13,944/mo
▼ 0.25% · 3.875%
HK$265,015
−HK$7,022/mo
Today · 4.125%
HK$272,037
baseline
▲ 0.50% · 4.625%
HK$286,377
+HK$14,340/mo
Deposit HK$33.91M · loan HK$50.87M · min. income ≈ HK$544,074/mo (50% DSR)
Upfront cash ≈ HK$37.52M (deposit + AVD stamp duty HK$3,603,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,662
−HK$16,973/mo
▼ 0.25% · 3.875%
HK$279,081
−HK$8,554/mo
Today · 4.125%
HK$287,635
baseline
▲ 0.50% · 4.625%
HK$305,137
+HK$17,502/mo
Deposit HK$25.44M · loan HK$59.35M · min. income ≈ HK$575,270/mo (50% DSR)
Upfront cash ≈ HK$29.04M (deposit + AVD stamp duty HK$3,603,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,109
−HK$16,268/mo
▼ 0.25% · 3.875%
HK$309,184
−HK$8,193/mo
Today · 4.125%
HK$317,377
baseline
▲ 0.50% · 4.625%
HK$334,106
+HK$16,729/mo
Deposit HK$25.44M · loan HK$59.35M · min. income ≈ HK$634,754/mo (50% DSR)
Upfront cash ≈ HK$29.04M (deposit + AVD stamp duty HK$3,603,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,994
−HK$21,822/mo
▼ 0.25% · 3.875%
HK$358,819
−HK$10,997/mo
Today · 4.125%
HK$369,816
baseline
▲ 0.50% · 4.625%
HK$392,319
+HK$22,503/mo
Deposit HK$8.48M · loan HK$76.31M · min. income ≈ HK$739,632/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$3,603,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$387,140
−HK$20,916/mo
▼ 0.25% · 3.875%
HK$397,523
−HK$10,533/mo
Today · 4.125%
HK$408,056
baseline
▲ 0.50% · 4.625%
HK$429,565
+HK$21,509/mo
Deposit HK$8.48M · loan HK$76.31M · min. income ≈ HK$816,112/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$3,603,334 · Scale 2, in force from 26 Feb 2026)