LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,337
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$19,939
−HK$611/mo
Today · 4.125%
HK$20,550
baseline
▲ 0.50% · 4.625%
HK$21,800
+HK$1,250/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$41,100/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,512
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$22,089
−HK$586/mo
Today · 4.125%
HK$22,675
baseline
▲ 0.50% · 4.625%
HK$23,870
+HK$1,195/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$45,350/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,204
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,926
−HK$734/mo
Today · 4.125%
HK$24,660
baseline
▲ 0.50% · 4.625%
HK$26,160
+HK$1,500/mo
Deposit HK$3.39M · loan HK$5.09M · min. income ≈ HK$49,320/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,815
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,507
−HK$702/mo
Today · 4.125%
HK$27,209
baseline
▲ 0.50% · 4.625%
HK$28,644
+HK$1,435/mo
Deposit HK$3.39M · loan HK$5.09M · min. income ≈ HK$54,418/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,072
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,914
−HK$855/mo
Today · 4.125%
HK$28,769
baseline
▲ 0.50% · 4.625%
HK$30,520
+HK$1,751/mo
Deposit HK$2.54M · loan HK$5.94M · min. income ≈ HK$57,538/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,117
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,925
−HK$819/mo
Today · 4.125%
HK$31,744
baseline
▲ 0.50% · 4.625%
HK$33,418
+HK$1,674/mo
Deposit HK$2.54M · loan HK$5.94M · min. income ≈ HK$63,488/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,807
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,889
−HK$1,100/mo
Today · 4.125%
HK$36,989
baseline
▲ 0.50% · 4.625%
HK$39,240
+HK$2,251/mo
Deposit HK$848K · loan HK$7.63M · min. income ≈ HK$73,978/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,722
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,761
−HK$1,053/mo
Today · 4.125%
HK$40,814
baseline
▲ 0.50% · 4.625%
HK$42,965
+HK$2,151/mo
Deposit HK$848K · loan HK$7.63M · min. income ≈ HK$81,628/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,407 · Scale 2, in force from 26 Feb 2026)