LTV · monthly repayment
▼ 0.50% · 3.625%
HK$193,415
−HK$12,129/mo
▼ 0.25% · 3.875%
HK$199,431
−HK$6,113/mo
Today · 4.125%
HK$205,544
baseline
▲ 0.50% · 4.625%
HK$218,051
+HK$12,507/mo
Deposit HK$42.41M · loan HK$42.41M · min. income ≈ HK$411,088/mo (50% DSR)
Upfront cash ≈ HK$46.02M (deposit + AVD stamp duty HK$3,604,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,172
−HK$11,625/mo
▼ 0.25% · 3.875%
HK$220,943
−HK$5,854/mo
Today · 4.125%
HK$226,797
baseline
▲ 0.50% · 4.625%
HK$238,752
+HK$11,955/mo
Deposit HK$42.41M · loan HK$42.41M · min. income ≈ HK$453,594/mo (50% DSR)
Upfront cash ≈ HK$46.02M (deposit + AVD stamp duty HK$3,604,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,098
−HK$14,555/mo
▼ 0.25% · 3.875%
HK$239,318
−HK$7,335/mo
Today · 4.125%
HK$246,653
baseline
▲ 0.50% · 4.625%
HK$261,661
+HK$15,008/mo
Deposit HK$33.93M · loan HK$50.89M · min. income ≈ HK$493,306/mo (50% DSR)
Upfront cash ≈ HK$37.53M (deposit + AVD stamp duty HK$3,604,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,207
−HK$13,950/mo
▼ 0.25% · 3.875%
HK$265,132
−HK$7,025/mo
Today · 4.125%
HK$272,157
baseline
▲ 0.50% · 4.625%
HK$286,503
+HK$14,346/mo
Deposit HK$33.93M · loan HK$50.89M · min. income ≈ HK$544,314/mo (50% DSR)
Upfront cash ≈ HK$37.53M (deposit + AVD stamp duty HK$3,604,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,781
−HK$16,980/mo
▼ 0.25% · 3.875%
HK$279,204
−HK$8,557/mo
Today · 4.125%
HK$287,761
baseline
▲ 0.50% · 4.625%
HK$305,271
+HK$17,510/mo
Deposit HK$25.45M · loan HK$59.38M · min. income ≈ HK$575,522/mo (50% DSR)
Upfront cash ≈ HK$29.05M (deposit + AVD stamp duty HK$3,604,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,241
−HK$16,275/mo
▼ 0.25% · 3.875%
HK$309,320
−HK$8,196/mo
Today · 4.125%
HK$317,516
baseline
▲ 0.50% · 4.625%
HK$334,253
+HK$16,737/mo
Deposit HK$25.45M · loan HK$59.38M · min. income ≈ HK$635,032/mo (50% DSR)
Upfront cash ≈ HK$29.05M (deposit + AVD stamp duty HK$3,604,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,147
−HK$21,832/mo
▼ 0.25% · 3.875%
HK$358,976
−HK$11,003/mo
Today · 4.125%
HK$369,979
baseline
▲ 0.50% · 4.625%
HK$392,491
+HK$22,512/mo
Deposit HK$8.48M · loan HK$76.34M · min. income ≈ HK$739,958/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$3,604,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$387,310
−HK$20,925/mo
▼ 0.25% · 3.875%
HK$397,698
−HK$10,537/mo
Today · 4.125%
HK$408,235
baseline
▲ 0.50% · 4.625%
HK$429,754
+HK$21,519/mo
Deposit HK$8.48M · loan HK$76.34M · min. income ≈ HK$816,470/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$3,604,919 · Scale 2, in force from 26 Feb 2026)