LTV · monthly repayment
▼ 0.50% · 3.625%
HK$193,446
−HK$12,131/mo
▼ 0.25% · 3.875%
HK$199,464
−HK$6,113/mo
Today · 4.125%
HK$205,577
baseline
▲ 0.50% · 4.625%
HK$218,086
+HK$12,509/mo
Deposit HK$42.42M · loan HK$42.42M · min. income ≈ HK$411,154/mo (50% DSR)
Upfront cash ≈ HK$46.02M (deposit + AVD stamp duty HK$3,605,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,207
−HK$11,627/mo
▼ 0.25% · 3.875%
HK$220,979
−HK$5,855/mo
Today · 4.125%
HK$226,834
baseline
▲ 0.50% · 4.625%
HK$238,791
+HK$11,957/mo
Deposit HK$42.42M · loan HK$42.42M · min. income ≈ HK$453,668/mo (50% DSR)
Upfront cash ≈ HK$46.02M (deposit + AVD stamp duty HK$3,605,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,136
−HK$14,557/mo
▼ 0.25% · 3.875%
HK$239,357
−HK$7,336/mo
Today · 4.125%
HK$246,693
baseline
▲ 0.50% · 4.625%
HK$261,703
+HK$15,010/mo
Deposit HK$33.93M · loan HK$50.90M · min. income ≈ HK$493,386/mo (50% DSR)
Upfront cash ≈ HK$37.54M (deposit + AVD stamp duty HK$3,605,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,249
−HK$13,952/mo
▼ 0.25% · 3.875%
HK$265,175
−HK$7,026/mo
Today · 4.125%
HK$272,201
baseline
▲ 0.50% · 4.625%
HK$286,549
+HK$14,348/mo
Deposit HK$33.93M · loan HK$50.90M · min. income ≈ HK$544,402/mo (50% DSR)
Upfront cash ≈ HK$37.54M (deposit + AVD stamp duty HK$3,605,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,825
−HK$16,983/mo
▼ 0.25% · 3.875%
HK$279,249
−HK$8,559/mo
Today · 4.125%
HK$287,808
baseline
▲ 0.50% · 4.625%
HK$305,321
+HK$17,513/mo
Deposit HK$25.45M · loan HK$59.38M · min. income ≈ HK$575,616/mo (50% DSR)
Upfront cash ≈ HK$29.06M (deposit + AVD stamp duty HK$3,605,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,290
−HK$16,278/mo
▼ 0.25% · 3.875%
HK$309,371
−HK$8,197/mo
Today · 4.125%
HK$317,568
baseline
▲ 0.50% · 4.625%
HK$334,307
+HK$16,739/mo
Deposit HK$25.45M · loan HK$59.38M · min. income ≈ HK$635,136/mo (50% DSR)
Upfront cash ≈ HK$29.06M (deposit + AVD stamp duty HK$3,605,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,204
−HK$21,835/mo
▼ 0.25% · 3.875%
HK$359,035
−HK$11,004/mo
Today · 4.125%
HK$370,039
baseline
▲ 0.50% · 4.625%
HK$392,555
+HK$22,516/mo
Deposit HK$8.48M · loan HK$76.35M · min. income ≈ HK$740,078/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$3,605,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$387,373
−HK$20,929/mo
▼ 0.25% · 3.875%
HK$397,762
−HK$10,540/mo
Today · 4.125%
HK$408,302
baseline
▲ 0.50% · 4.625%
HK$429,824
+HK$21,522/mo
Deposit HK$8.48M · loan HK$76.35M · min. income ≈ HK$816,604/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$3,605,505 · Scale 2, in force from 26 Feb 2026)