LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,347
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$19,949
−HK$611/mo
Today · 4.125%
HK$20,560
baseline
▲ 0.50% · 4.625%
HK$21,812
+HK$1,252/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$41,120/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,524
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$22,101
−HK$585/mo
Today · 4.125%
HK$22,686
baseline
▲ 0.50% · 4.625%
HK$23,882
+HK$1,196/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$45,372/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,217
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,939
−HK$734/mo
Today · 4.125%
HK$24,673
baseline
▲ 0.50% · 4.625%
HK$26,174
+HK$1,501/mo
Deposit HK$3.39M · loan HK$5.09M · min. income ≈ HK$49,346/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,828
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,521
−HK$703/mo
Today · 4.125%
HK$27,224
baseline
▲ 0.50% · 4.625%
HK$28,659
+HK$1,435/mo
Deposit HK$3.39M · loan HK$5.09M · min. income ≈ HK$54,448/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,086
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,929
−HK$856/mo
Today · 4.125%
HK$28,785
baseline
▲ 0.50% · 4.625%
HK$30,536
+HK$1,751/mo
Deposit HK$2.55M · loan HK$5.94M · min. income ≈ HK$57,570/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,133
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,941
−HK$820/mo
Today · 4.125%
HK$31,761
baseline
▲ 0.50% · 4.625%
HK$33,435
+HK$1,674/mo
Deposit HK$2.55M · loan HK$5.94M · min. income ≈ HK$63,522/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,825
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,908
−HK$1,101/mo
Today · 4.125%
HK$37,009
baseline
▲ 0.50% · 4.625%
HK$39,261
+HK$2,252/mo
Deposit HK$848K · loan HK$7.64M · min. income ≈ HK$74,018/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,742
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,782
−HK$1,054/mo
Today · 4.125%
HK$40,836
baseline
▲ 0.50% · 4.625%
HK$42,988
+HK$2,152/mo
Deposit HK$848K · loan HK$7.64M · min. income ≈ HK$81,672/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,541 · Scale 2, in force from 26 Feb 2026)