LTV · monthly repayment
▼ 0.50% · 3.625%
HK$193,506
−HK$12,134/mo
▼ 0.25% · 3.875%
HK$199,525
−HK$6,115/mo
Today · 4.125%
HK$205,640
baseline
▲ 0.50% · 4.625%
HK$218,153
+HK$12,513/mo
Deposit HK$42.43M · loan HK$42.43M · min. income ≈ HK$411,280/mo (50% DSR)
Upfront cash ≈ HK$46.04M (deposit + AVD stamp duty HK$3,606,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,273
−HK$11,631/mo
▼ 0.25% · 3.875%
HK$221,047
−HK$5,857/mo
Today · 4.125%
HK$226,904
baseline
▲ 0.50% · 4.625%
HK$238,864
+HK$11,960/mo
Deposit HK$42.43M · loan HK$42.43M · min. income ≈ HK$453,808/mo (50% DSR)
Upfront cash ≈ HK$46.04M (deposit + AVD stamp duty HK$3,606,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,207
−HK$14,561/mo
▼ 0.25% · 3.875%
HK$239,430
−HK$7,338/mo
Today · 4.125%
HK$246,768
baseline
▲ 0.50% · 4.625%
HK$261,783
+HK$15,015/mo
Deposit HK$33.94M · loan HK$50.92M · min. income ≈ HK$493,536/mo (50% DSR)
Upfront cash ≈ HK$37.55M (deposit + AVD stamp duty HK$3,606,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,328
−HK$13,956/mo
▼ 0.25% · 3.875%
HK$265,256
−HK$7,028/mo
Today · 4.125%
HK$272,284
baseline
▲ 0.50% · 4.625%
HK$286,637
+HK$14,353/mo
Deposit HK$33.94M · loan HK$50.92M · min. income ≈ HK$544,568/mo (50% DSR)
Upfront cash ≈ HK$37.55M (deposit + AVD stamp duty HK$3,606,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,908
−HK$16,988/mo
▼ 0.25% · 3.875%
HK$279,335
−HK$8,561/mo
Today · 4.125%
HK$287,896
baseline
▲ 0.50% · 4.625%
HK$305,414
+HK$17,518/mo
Deposit HK$25.46M · loan HK$59.40M · min. income ≈ HK$575,792/mo (50% DSR)
Upfront cash ≈ HK$29.07M (deposit + AVD stamp duty HK$3,606,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,382
−HK$16,283/mo
▼ 0.25% · 3.875%
HK$309,465
−HK$8,200/mo
Today · 4.125%
HK$317,665
baseline
▲ 0.50% · 4.625%
HK$334,409
+HK$16,744/mo
Deposit HK$25.46M · loan HK$59.40M · min. income ≈ HK$635,330/mo (50% DSR)
Upfront cash ≈ HK$29.07M (deposit + AVD stamp duty HK$3,606,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,310
−HK$21,842/mo
▼ 0.25% · 3.875%
HK$359,144
−HK$11,008/mo
Today · 4.125%
HK$370,152
baseline
▲ 0.50% · 4.625%
HK$392,675
+HK$22,523/mo
Deposit HK$8.49M · loan HK$76.38M · min. income ≈ HK$740,304/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$3,606,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$387,491
−HK$20,935/mo
▼ 0.25% · 3.875%
HK$397,884
−HK$10,542/mo
Today · 4.125%
HK$408,426
baseline
▲ 0.50% · 4.625%
HK$429,955
+HK$21,529/mo
Deposit HK$8.49M · loan HK$76.38M · min. income ≈ HK$816,852/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$3,606,606 · Scale 2, in force from 26 Feb 2026)