LTV · monthly repayment
▼ 0.50% · 3.625%
HK$193,578
−HK$12,139/mo
▼ 0.25% · 3.875%
HK$199,600
−HK$6,117/mo
Today · 4.125%
HK$205,717
baseline
▲ 0.50% · 4.625%
HK$218,235
+HK$12,518/mo
Deposit HK$42.45M · loan HK$42.45M · min. income ≈ HK$411,434/mo (50% DSR)
Upfront cash ≈ HK$46.05M (deposit + AVD stamp duty HK$3,607,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,354
−HK$11,635/mo
▼ 0.25% · 3.875%
HK$221,129
−HK$5,860/mo
Today · 4.125%
HK$226,989
baseline
▲ 0.50% · 4.625%
HK$238,954
+HK$11,965/mo
Deposit HK$42.45M · loan HK$42.45M · min. income ≈ HK$453,978/mo (50% DSR)
Upfront cash ≈ HK$46.05M (deposit + AVD stamp duty HK$3,607,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,294
−HK$14,567/mo
▼ 0.25% · 3.875%
HK$239,519
−HK$7,342/mo
Today · 4.125%
HK$246,861
baseline
▲ 0.50% · 4.625%
HK$261,882
+HK$15,021/mo
Deposit HK$33.96M · loan HK$50.94M · min. income ≈ HK$493,722/mo (50% DSR)
Upfront cash ≈ HK$37.57M (deposit + AVD stamp duty HK$3,607,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,425
−HK$13,961/mo
▼ 0.25% · 3.875%
HK$265,355
−HK$7,031/mo
Today · 4.125%
HK$272,386
baseline
▲ 0.50% · 4.625%
HK$286,744
+HK$14,358/mo
Deposit HK$33.96M · loan HK$50.94M · min. income ≈ HK$544,772/mo (50% DSR)
Upfront cash ≈ HK$37.57M (deposit + AVD stamp duty HK$3,607,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,009
−HK$16,995/mo
▼ 0.25% · 3.875%
HK$279,439
−HK$8,565/mo
Today · 4.125%
HK$288,004
baseline
▲ 0.50% · 4.625%
HK$305,528
+HK$17,524/mo
Deposit HK$25.47M · loan HK$59.43M · min. income ≈ HK$576,008/mo (50% DSR)
Upfront cash ≈ HK$29.08M (deposit + AVD stamp duty HK$3,607,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,495
−HK$16,289/mo
▼ 0.25% · 3.875%
HK$309,581
−HK$8,203/mo
Today · 4.125%
HK$317,784
baseline
▲ 0.50% · 4.625%
HK$334,535
+HK$16,751/mo
Deposit HK$25.47M · loan HK$59.43M · min. income ≈ HK$635,568/mo (50% DSR)
Upfront cash ≈ HK$29.08M (deposit + AVD stamp duty HK$3,607,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,441
−HK$21,850/mo
▼ 0.25% · 3.875%
HK$359,279
−HK$11,012/mo
Today · 4.125%
HK$370,291
baseline
▲ 0.50% · 4.625%
HK$392,822
+HK$22,531/mo
Deposit HK$8.49M · loan HK$76.40M · min. income ≈ HK$740,582/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$3,607,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$387,637
−HK$20,943/mo
▼ 0.25% · 3.875%
HK$398,033
−HK$10,547/mo
Today · 4.125%
HK$408,580
baseline
▲ 0.50% · 4.625%
HK$430,116
+HK$21,536/mo
Deposit HK$8.49M · loan HK$76.40M · min. income ≈ HK$817,160/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$3,607,960 · Scale 2, in force from 26 Feb 2026)