LTV · monthly repayment
▼ 0.50% · 3.625%
HK$193,604
−HK$12,141/mo
▼ 0.25% · 3.875%
HK$199,626
−HK$6,119/mo
Today · 4.125%
HK$205,745
baseline
▲ 0.50% · 4.625%
HK$218,264
+HK$12,519/mo
Deposit HK$42.45M · loan HK$42.45M · min. income ≈ HK$411,490/mo (50% DSR)
Upfront cash ≈ HK$46.06M (deposit + AVD stamp duty HK$3,608,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,383
−HK$11,636/mo
▼ 0.25% · 3.875%
HK$221,159
−HK$5,860/mo
Today · 4.125%
HK$227,019
baseline
▲ 0.50% · 4.625%
HK$238,985
+HK$11,966/mo
Deposit HK$42.45M · loan HK$42.45M · min. income ≈ HK$454,038/mo (50% DSR)
Upfront cash ≈ HK$46.06M (deposit + AVD stamp duty HK$3,608,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,325
−HK$14,569/mo
▼ 0.25% · 3.875%
HK$239,551
−HK$7,343/mo
Today · 4.125%
HK$246,894
baseline
▲ 0.50% · 4.625%
HK$261,917
+HK$15,023/mo
Deposit HK$33.96M · loan HK$50.94M · min. income ≈ HK$493,788/mo (50% DSR)
Upfront cash ≈ HK$37.57M (deposit + AVD stamp duty HK$3,608,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,459
−HK$13,964/mo
▼ 0.25% · 3.875%
HK$265,391
−HK$7,032/mo
Today · 4.125%
HK$272,423
baseline
▲ 0.50% · 4.625%
HK$286,783
+HK$14,360/mo
Deposit HK$33.96M · loan HK$50.94M · min. income ≈ HK$544,846/mo (50% DSR)
Upfront cash ≈ HK$37.57M (deposit + AVD stamp duty HK$3,608,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,046
−HK$16,997/mo
▼ 0.25% · 3.875%
HK$279,477
−HK$8,566/mo
Today · 4.125%
HK$288,043
baseline
▲ 0.50% · 4.625%
HK$305,569
+HK$17,526/mo
Deposit HK$25.47M · loan HK$59.43M · min. income ≈ HK$576,086/mo (50% DSR)
Upfront cash ≈ HK$29.08M (deposit + AVD stamp duty HK$3,608,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,536
−HK$16,291/mo
▼ 0.25% · 3.875%
HK$309,623
−HK$8,204/mo
Today · 4.125%
HK$317,827
baseline
▲ 0.50% · 4.625%
HK$334,580
+HK$16,753/mo
Deposit HK$25.47M · loan HK$59.43M · min. income ≈ HK$635,654/mo (50% DSR)
Upfront cash ≈ HK$29.08M (deposit + AVD stamp duty HK$3,608,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,487
−HK$21,854/mo
▼ 0.25% · 3.875%
HK$359,327
−HK$11,014/mo
Today · 4.125%
HK$370,341
baseline
▲ 0.50% · 4.625%
HK$392,875
+HK$22,534/mo
Deposit HK$8.49M · loan HK$76.41M · min. income ≈ HK$740,682/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$3,608,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$387,689
−HK$20,945/mo
▼ 0.25% · 3.875%
HK$398,086
−HK$10,548/mo
Today · 4.125%
HK$408,634
baseline
▲ 0.50% · 4.625%
HK$430,174
+HK$21,540/mo
Deposit HK$8.49M · loan HK$76.41M · min. income ≈ HK$817,268/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$3,608,442 · Scale 2, in force from 26 Feb 2026)