LTV · monthly repayment
▼ 0.50% · 3.625%
HK$193,652
−HK$12,144/mo
▼ 0.25% · 3.875%
HK$199,676
−HK$6,120/mo
Today · 4.125%
HK$205,796
baseline
▲ 0.50% · 4.625%
HK$218,318
+HK$12,522/mo
Deposit HK$42.46M · loan HK$42.46M · min. income ≈ HK$411,592/mo (50% DSR)
Upfront cash ≈ HK$46.07M (deposit + AVD stamp duty HK$3,609,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,436
−HK$11,640/mo
▼ 0.25% · 3.875%
HK$221,214
−HK$5,862/mo
Today · 4.125%
HK$227,076
baseline
▲ 0.50% · 4.625%
HK$239,045
+HK$11,969/mo
Deposit HK$42.46M · loan HK$42.46M · min. income ≈ HK$454,152/mo (50% DSR)
Upfront cash ≈ HK$46.07M (deposit + AVD stamp duty HK$3,609,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,383
−HK$14,572/mo
▼ 0.25% · 3.875%
HK$239,611
−HK$7,344/mo
Today · 4.125%
HK$246,955
baseline
▲ 0.50% · 4.625%
HK$261,982
+HK$15,027/mo
Deposit HK$33.97M · loan HK$50.96M · min. income ≈ HK$493,910/mo (50% DSR)
Upfront cash ≈ HK$37.58M (deposit + AVD stamp duty HK$3,609,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,523
−HK$13,968/mo
▼ 0.25% · 3.875%
HK$265,457
−HK$7,034/mo
Today · 4.125%
HK$272,491
baseline
▲ 0.50% · 4.625%
HK$286,854
+HK$14,363/mo
Deposit HK$33.97M · loan HK$50.96M · min. income ≈ HK$544,982/mo (50% DSR)
Upfront cash ≈ HK$37.58M (deposit + AVD stamp duty HK$3,609,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,113
−HK$17,001/mo
▼ 0.25% · 3.875%
HK$279,546
−HK$8,568/mo
Today · 4.125%
HK$288,114
baseline
▲ 0.50% · 4.625%
HK$305,645
+HK$17,531/mo
Deposit HK$25.48M · loan HK$59.45M · min. income ≈ HK$576,228/mo (50% DSR)
Upfront cash ≈ HK$29.09M (deposit + AVD stamp duty HK$3,609,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,611
−HK$16,295/mo
▼ 0.25% · 3.875%
HK$309,700
−HK$8,206/mo
Today · 4.125%
HK$317,906
baseline
▲ 0.50% · 4.625%
HK$334,663
+HK$16,757/mo
Deposit HK$25.48M · loan HK$59.45M · min. income ≈ HK$635,812/mo (50% DSR)
Upfront cash ≈ HK$29.09M (deposit + AVD stamp duty HK$3,609,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,574
−HK$21,859/mo
▼ 0.25% · 3.875%
HK$359,417
−HK$11,016/mo
Today · 4.125%
HK$370,433
baseline
▲ 0.50% · 4.625%
HK$392,973
+HK$22,540/mo
Deposit HK$8.49M · loan HK$76.43M · min. income ≈ HK$740,866/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$3,609,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$387,785
−HK$20,951/mo
▼ 0.25% · 3.875%
HK$398,185
−HK$10,551/mo
Today · 4.125%
HK$408,736
baseline
▲ 0.50% · 4.625%
HK$430,281
+HK$21,545/mo
Deposit HK$8.49M · loan HK$76.43M · min. income ≈ HK$817,472/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$3,609,341 · Scale 2, in force from 26 Feb 2026)