LTV · monthly repayment
▼ 0.50% · 3.625%
HK$193,688
−HK$12,146/mo
▼ 0.25% · 3.875%
HK$199,712
−HK$6,122/mo
Today · 4.125%
HK$205,834
baseline
▲ 0.50% · 4.625%
HK$218,358
+HK$12,524/mo
Deposit HK$42.47M · loan HK$42.47M · min. income ≈ HK$411,668/mo (50% DSR)
Upfront cash ≈ HK$46.08M (deposit + AVD stamp duty HK$3,610,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,476
−HK$11,641/mo
▼ 0.25% · 3.875%
HK$221,254
−HK$5,863/mo
Today · 4.125%
HK$227,117
baseline
▲ 0.50% · 4.625%
HK$239,089
+HK$11,972/mo
Deposit HK$42.47M · loan HK$42.47M · min. income ≈ HK$454,234/mo (50% DSR)
Upfront cash ≈ HK$46.08M (deposit + AVD stamp duty HK$3,610,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,425
−HK$14,575/mo
▼ 0.25% · 3.875%
HK$239,655
−HK$7,345/mo
Today · 4.125%
HK$247,000
baseline
▲ 0.50% · 4.625%
HK$262,030
+HK$15,030/mo
Deposit HK$33.98M · loan HK$50.96M · min. income ≈ HK$494,000/mo (50% DSR)
Upfront cash ≈ HK$37.59M (deposit + AVD stamp duty HK$3,610,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,571
−HK$13,969/mo
▼ 0.25% · 3.875%
HK$265,505
−HK$7,035/mo
Today · 4.125%
HK$272,540
baseline
▲ 0.50% · 4.625%
HK$286,906
+HK$14,366/mo
Deposit HK$33.98M · loan HK$50.96M · min. income ≈ HK$545,080/mo (50% DSR)
Upfront cash ≈ HK$37.59M (deposit + AVD stamp duty HK$3,610,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,163
−HK$17,004/mo
▼ 0.25% · 3.875%
HK$279,597
−HK$8,570/mo
Today · 4.125%
HK$288,167
baseline
▲ 0.50% · 4.625%
HK$305,701
+HK$17,534/mo
Deposit HK$25.48M · loan HK$59.46M · min. income ≈ HK$576,334/mo (50% DSR)
Upfront cash ≈ HK$29.09M (deposit + AVD stamp duty HK$3,610,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,666
−HK$16,298/mo
▼ 0.25% · 3.875%
HK$309,756
−HK$8,208/mo
Today · 4.125%
HK$317,964
baseline
▲ 0.50% · 4.625%
HK$334,724
+HK$16,760/mo
Deposit HK$25.48M · loan HK$59.46M · min. income ≈ HK$635,928/mo (50% DSR)
Upfront cash ≈ HK$29.09M (deposit + AVD stamp duty HK$3,610,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,638
−HK$21,862/mo
▼ 0.25% · 3.875%
HK$359,482
−HK$11,018/mo
Today · 4.125%
HK$370,500
baseline
▲ 0.50% · 4.625%
HK$393,044
+HK$22,544/mo
Deposit HK$8.49M · loan HK$76.45M · min. income ≈ HK$741,000/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$3,610,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$387,856
−HK$20,955/mo
▼ 0.25% · 3.875%
HK$398,258
−HK$10,553/mo
Today · 4.125%
HK$408,811
baseline
▲ 0.50% · 4.625%
HK$430,360
+HK$21,549/mo
Deposit HK$8.49M · loan HK$76.45M · min. income ≈ HK$817,622/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$3,610,000 · Scale 2, in force from 26 Feb 2026)