LTV · monthly repayment
▼ 0.50% · 3.625%
HK$193,765
−HK$12,151/mo
▼ 0.25% · 3.875%
HK$199,792
−HK$6,124/mo
Today · 4.125%
HK$205,916
baseline
▲ 0.50% · 4.625%
HK$218,445
+HK$12,529/mo
Deposit HK$42.49M · loan HK$42.49M · min. income ≈ HK$411,832/mo (50% DSR)
Upfront cash ≈ HK$46.10M (deposit + AVD stamp duty HK$3,611,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,561
−HK$11,647/mo
▼ 0.25% · 3.875%
HK$221,343
−HK$5,865/mo
Today · 4.125%
HK$227,208
baseline
▲ 0.50% · 4.625%
HK$239,184
+HK$11,976/mo
Deposit HK$42.49M · loan HK$42.49M · min. income ≈ HK$454,416/mo (50% DSR)
Upfront cash ≈ HK$46.10M (deposit + AVD stamp duty HK$3,611,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,518
−HK$14,581/mo
▼ 0.25% · 3.875%
HK$239,750
−HK$7,349/mo
Today · 4.125%
HK$247,099
baseline
▲ 0.50% · 4.625%
HK$262,134
+HK$15,035/mo
Deposit HK$33.99M · loan HK$50.99M · min. income ≈ HK$494,198/mo (50% DSR)
Upfront cash ≈ HK$37.60M (deposit + AVD stamp duty HK$3,611,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,674
−HK$13,975/mo
▼ 0.25% · 3.875%
HK$265,611
−HK$7,038/mo
Today · 4.125%
HK$272,649
baseline
▲ 0.50% · 4.625%
HK$287,021
+HK$14,372/mo
Deposit HK$33.99M · loan HK$50.99M · min. income ≈ HK$545,298/mo (50% DSR)
Upfront cash ≈ HK$37.60M (deposit + AVD stamp duty HK$3,611,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,271
−HK$17,011/mo
▼ 0.25% · 3.875%
HK$279,709
−HK$8,573/mo
Today · 4.125%
HK$288,282
baseline
▲ 0.50% · 4.625%
HK$305,823
+HK$17,541/mo
Deposit HK$25.49M · loan HK$59.48M · min. income ≈ HK$576,564/mo (50% DSR)
Upfront cash ≈ HK$29.10M (deposit + AVD stamp duty HK$3,611,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,786
−HK$16,305/mo
▼ 0.25% · 3.875%
HK$309,880
−HK$8,211/mo
Today · 4.125%
HK$318,091
baseline
▲ 0.50% · 4.625%
HK$334,858
+HK$16,767/mo
Deposit HK$25.49M · loan HK$59.48M · min. income ≈ HK$636,182/mo (50% DSR)
Upfront cash ≈ HK$29.10M (deposit + AVD stamp duty HK$3,611,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,777
−HK$21,871/mo
▼ 0.25% · 3.875%
HK$359,626
−HK$11,022/mo
Today · 4.125%
HK$370,648
baseline
▲ 0.50% · 4.625%
HK$393,201
+HK$22,553/mo
Deposit HK$8.50M · loan HK$76.48M · min. income ≈ HK$741,296/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$3,611,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$388,011
−HK$20,963/mo
▼ 0.25% · 3.875%
HK$398,417
−HK$10,557/mo
Today · 4.125%
HK$408,974
baseline
▲ 0.50% · 4.625%
HK$430,531
+HK$21,557/mo
Deposit HK$8.50M · loan HK$76.48M · min. income ≈ HK$817,948/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$3,611,438 · Scale 2, in force from 26 Feb 2026)