LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,380
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$19,983
−HK$613/mo
Today · 4.125%
HK$20,596
baseline
▲ 0.50% · 4.625%
HK$21,849
+HK$1,253/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$41,192/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,561
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$22,139
−HK$586/mo
Today · 4.125%
HK$22,725
baseline
▲ 0.50% · 4.625%
HK$23,923
+HK$1,198/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$45,450/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,256
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,980
−HK$735/mo
Today · 4.125%
HK$24,715
baseline
▲ 0.50% · 4.625%
HK$26,219
+HK$1,504/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$49,430/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,873
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,566
−HK$704/mo
Today · 4.125%
HK$27,270
baseline
▲ 0.50% · 4.625%
HK$28,708
+HK$1,438/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$54,540/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,133
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,977
−HK$857/mo
Today · 4.125%
HK$28,834
baseline
▲ 0.50% · 4.625%
HK$30,588
+HK$1,754/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$57,668/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,185
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,994
−HK$821/mo
Today · 4.125%
HK$31,815
baseline
▲ 0.50% · 4.625%
HK$33,493
+HK$1,678/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$63,630/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,885
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$35,970
−HK$1,102/mo
Today · 4.125%
HK$37,072
baseline
▲ 0.50% · 4.625%
HK$39,328
+HK$2,256/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$74,144/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,809
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,850
−HK$1,056/mo
Today · 4.125%
HK$40,906
baseline
▲ 0.50% · 4.625%
HK$43,062
+HK$2,156/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$81,812/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,977 · Scale 2, in force from 26 Feb 2026)