LTV · monthly repayment
▼ 0.50% · 3.625%
HK$193,821
−HK$12,154/mo
▼ 0.25% · 3.875%
HK$199,850
−HK$6,125/mo
Today · 4.125%
HK$205,975
baseline
▲ 0.50% · 4.625%
HK$218,508
+HK$12,533/mo
Deposit HK$42.50M · loan HK$42.50M · min. income ≈ HK$411,950/mo (50% DSR)
Upfront cash ≈ HK$46.11M (deposit + AVD stamp duty HK$3,612,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,624
−HK$11,649/mo
▼ 0.25% · 3.875%
HK$221,406
−HK$5,867/mo
Today · 4.125%
HK$227,273
baseline
▲ 0.50% · 4.625%
HK$239,253
+HK$11,980/mo
Deposit HK$42.50M · loan HK$42.50M · min. income ≈ HK$454,546/mo (50% DSR)
Upfront cash ≈ HK$46.11M (deposit + AVD stamp duty HK$3,612,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,585
−HK$14,585/mo
▼ 0.25% · 3.875%
HK$239,820
−HK$7,350/mo
Today · 4.125%
HK$247,170
baseline
▲ 0.50% · 4.625%
HK$262,210
+HK$15,040/mo
Deposit HK$34.00M · loan HK$51.00M · min. income ≈ HK$494,340/mo (50% DSR)
Upfront cash ≈ HK$37.61M (deposit + AVD stamp duty HK$3,612,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,748
−HK$13,980/mo
▼ 0.25% · 3.875%
HK$265,688
−HK$7,040/mo
Today · 4.125%
HK$272,728
baseline
▲ 0.50% · 4.625%
HK$287,103
+HK$14,375/mo
Deposit HK$34.00M · loan HK$51.00M · min. income ≈ HK$545,456/mo (50% DSR)
Upfront cash ≈ HK$37.61M (deposit + AVD stamp duty HK$3,612,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,349
−HK$17,016/mo
▼ 0.25% · 3.875%
HK$279,789
−HK$8,576/mo
Today · 4.125%
HK$288,365
baseline
▲ 0.50% · 4.625%
HK$305,911
+HK$17,546/mo
Deposit HK$25.50M · loan HK$59.50M · min. income ≈ HK$576,730/mo (50% DSR)
Upfront cash ≈ HK$29.11M (deposit + AVD stamp duty HK$3,612,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,873
−HK$16,309/mo
▼ 0.25% · 3.875%
HK$309,969
−HK$8,213/mo
Today · 4.125%
HK$318,182
baseline
▲ 0.50% · 4.625%
HK$334,954
+HK$16,772/mo
Deposit HK$25.50M · loan HK$59.50M · min. income ≈ HK$636,364/mo (50% DSR)
Upfront cash ≈ HK$29.11M (deposit + AVD stamp duty HK$3,612,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,877
−HK$21,878/mo
▼ 0.25% · 3.875%
HK$359,729
−HK$11,026/mo
Today · 4.125%
HK$370,755
baseline
▲ 0.50% · 4.625%
HK$393,314
+HK$22,559/mo
Deposit HK$8.50M · loan HK$76.50M · min. income ≈ HK$741,510/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$3,612,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$388,122
−HK$20,969/mo
▼ 0.25% · 3.875%
HK$398,532
−HK$10,559/mo
Today · 4.125%
HK$409,091
baseline
▲ 0.50% · 4.625%
HK$430,655
+HK$21,564/mo
Deposit HK$8.50M · loan HK$76.50M · min. income ≈ HK$818,182/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$3,612,480 · Scale 2, in force from 26 Feb 2026)