LTV · monthly repayment
▼ 0.50% · 3.625%
HK$193,834
−HK$12,155/mo
▼ 0.25% · 3.875%
HK$199,863
−HK$6,126/mo
Today · 4.125%
HK$205,989
baseline
▲ 0.50% · 4.625%
HK$218,523
+HK$12,534/mo
Deposit HK$42.50M · loan HK$42.50M · min. income ≈ HK$411,978/mo (50% DSR)
Upfront cash ≈ HK$46.12M (deposit + AVD stamp duty HK$3,612,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,638
−HK$11,651/mo
▼ 0.25% · 3.875%
HK$221,422
−HK$5,867/mo
Today · 4.125%
HK$227,289
baseline
▲ 0.50% · 4.625%
HK$239,269
+HK$11,980/mo
Deposit HK$42.50M · loan HK$42.50M · min. income ≈ HK$454,578/mo (50% DSR)
Upfront cash ≈ HK$46.12M (deposit + AVD stamp duty HK$3,612,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,601
−HK$14,586/mo
▼ 0.25% · 3.875%
HK$239,836
−HK$7,351/mo
Today · 4.125%
HK$247,187
baseline
▲ 0.50% · 4.625%
HK$262,228
+HK$15,041/mo
Deposit HK$34.00M · loan HK$51.00M · min. income ≈ HK$494,374/mo (50% DSR)
Upfront cash ≈ HK$37.61M (deposit + AVD stamp duty HK$3,612,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,766
−HK$13,980/mo
▼ 0.25% · 3.875%
HK$265,706
−HK$7,040/mo
Today · 4.125%
HK$272,746
baseline
▲ 0.50% · 4.625%
HK$287,123
+HK$14,377/mo
Deposit HK$34.00M · loan HK$51.00M · min. income ≈ HK$545,492/mo (50% DSR)
Upfront cash ≈ HK$37.61M (deposit + AVD stamp duty HK$3,612,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,368
−HK$17,017/mo
▼ 0.25% · 3.875%
HK$279,809
−HK$8,576/mo
Today · 4.125%
HK$288,385
baseline
▲ 0.50% · 4.625%
HK$305,932
+HK$17,547/mo
Deposit HK$25.50M · loan HK$59.50M · min. income ≈ HK$576,770/mo (50% DSR)
Upfront cash ≈ HK$29.11M (deposit + AVD stamp duty HK$3,612,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,894
−HK$16,310/mo
▼ 0.25% · 3.875%
HK$309,990
−HK$8,214/mo
Today · 4.125%
HK$318,204
baseline
▲ 0.50% · 4.625%
HK$334,977
+HK$16,773/mo
Deposit HK$25.50M · loan HK$59.50M · min. income ≈ HK$636,408/mo (50% DSR)
Upfront cash ≈ HK$29.11M (deposit + AVD stamp duty HK$3,612,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,901
−HK$21,879/mo
▼ 0.25% · 3.875%
HK$359,754
−HK$11,026/mo
Today · 4.125%
HK$370,780
baseline
▲ 0.50% · 4.625%
HK$393,342
+HK$22,562/mo
Deposit HK$8.50M · loan HK$76.50M · min. income ≈ HK$741,560/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$3,612,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$388,149
−HK$20,971/mo
▼ 0.25% · 3.875%
HK$398,559
−HK$10,561/mo
Today · 4.125%
HK$409,120
baseline
▲ 0.50% · 4.625%
HK$430,685
+HK$21,565/mo
Deposit HK$8.50M · loan HK$76.50M · min. income ≈ HK$818,240/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$3,612,729 · Scale 2, in force from 26 Feb 2026)