LTV · monthly repayment
▼ 0.50% · 3.625%
HK$193,837
−HK$12,156/mo
▼ 0.25% · 3.875%
HK$199,867
−HK$6,126/mo
Today · 4.125%
HK$205,993
baseline
▲ 0.50% · 4.625%
HK$218,527
+HK$12,534/mo
Deposit HK$42.50M · loan HK$42.50M · min. income ≈ HK$411,986/mo (50% DSR)
Upfront cash ≈ HK$46.12M (deposit + AVD stamp duty HK$3,612,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,642
−HK$11,651/mo
▼ 0.25% · 3.875%
HK$221,426
−HK$5,867/mo
Today · 4.125%
HK$227,293
baseline
▲ 0.50% · 4.625%
HK$239,274
+HK$11,981/mo
Deposit HK$42.50M · loan HK$42.50M · min. income ≈ HK$454,586/mo (50% DSR)
Upfront cash ≈ HK$46.12M (deposit + AVD stamp duty HK$3,612,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,605
−HK$14,586/mo
▼ 0.25% · 3.875%
HK$239,840
−HK$7,351/mo
Today · 4.125%
HK$247,191
baseline
▲ 0.50% · 4.625%
HK$262,232
+HK$15,041/mo
Deposit HK$34.00M · loan HK$51.00M · min. income ≈ HK$494,382/mo (50% DSR)
Upfront cash ≈ HK$37.62M (deposit + AVD stamp duty HK$3,612,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,771
−HK$13,980/mo
▼ 0.25% · 3.875%
HK$265,711
−HK$7,040/mo
Today · 4.125%
HK$272,751
baseline
▲ 0.50% · 4.625%
HK$287,128
+HK$14,377/mo
Deposit HK$34.00M · loan HK$51.00M · min. income ≈ HK$545,502/mo (50% DSR)
Upfront cash ≈ HK$37.62M (deposit + AVD stamp duty HK$3,612,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,372
−HK$17,018/mo
▼ 0.25% · 3.875%
HK$279,814
−HK$8,576/mo
Today · 4.125%
HK$288,390
baseline
▲ 0.50% · 4.625%
HK$305,938
+HK$17,548/mo
Deposit HK$25.50M · loan HK$59.50M · min. income ≈ HK$576,780/mo (50% DSR)
Upfront cash ≈ HK$29.11M (deposit + AVD stamp duty HK$3,612,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,899
−HK$16,311/mo
▼ 0.25% · 3.875%
HK$309,996
−HK$8,214/mo
Today · 4.125%
HK$318,210
baseline
▲ 0.50% · 4.625%
HK$334,983
+HK$16,773/mo
Deposit HK$25.50M · loan HK$59.50M · min. income ≈ HK$636,420/mo (50% DSR)
Upfront cash ≈ HK$29.11M (deposit + AVD stamp duty HK$3,612,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,907
−HK$21,880/mo
▼ 0.25% · 3.875%
HK$359,760
−HK$11,027/mo
Today · 4.125%
HK$370,787
baseline
▲ 0.50% · 4.625%
HK$393,348
+HK$22,561/mo
Deposit HK$8.50M · loan HK$76.51M · min. income ≈ HK$741,574/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$3,612,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$388,156
−HK$20,971/mo
▼ 0.25% · 3.875%
HK$398,566
−HK$10,561/mo
Today · 4.125%
HK$409,127
baseline
▲ 0.50% · 4.625%
HK$430,692
+HK$21,565/mo
Deposit HK$8.50M · loan HK$76.51M · min. income ≈ HK$818,254/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$3,612,791 · Scale 2, in force from 26 Feb 2026)