LTV · monthly repayment
▼ 0.50% · 3.625%
HK$193,849
−HK$12,156/mo
▼ 0.25% · 3.875%
HK$199,879
−HK$6,126/mo
Today · 4.125%
HK$206,005
baseline
▲ 0.50% · 4.625%
HK$218,540
+HK$12,535/mo
Deposit HK$42.51M · loan HK$42.51M · min. income ≈ HK$412,010/mo (50% DSR)
Upfront cash ≈ HK$46.12M (deposit + AVD stamp duty HK$3,613,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,655
−HK$11,651/mo
▼ 0.25% · 3.875%
HK$221,439
−HK$5,867/mo
Today · 4.125%
HK$227,306
baseline
▲ 0.50% · 4.625%
HK$239,288
+HK$11,982/mo
Deposit HK$42.51M · loan HK$42.51M · min. income ≈ HK$454,612/mo (50% DSR)
Upfront cash ≈ HK$46.12M (deposit + AVD stamp duty HK$3,613,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,619
−HK$14,587/mo
▼ 0.25% · 3.875%
HK$239,855
−HK$7,351/mo
Today · 4.125%
HK$247,206
baseline
▲ 0.50% · 4.625%
HK$262,248
+HK$15,042/mo
Deposit HK$34.00M · loan HK$51.01M · min. income ≈ HK$494,412/mo (50% DSR)
Upfront cash ≈ HK$37.62M (deposit + AVD stamp duty HK$3,613,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,786
−HK$13,982/mo
▼ 0.25% · 3.875%
HK$265,727
−HK$7,041/mo
Today · 4.125%
HK$272,768
baseline
▲ 0.50% · 4.625%
HK$287,145
+HK$14,377/mo
Deposit HK$34.00M · loan HK$51.01M · min. income ≈ HK$545,536/mo (50% DSR)
Upfront cash ≈ HK$37.62M (deposit + AVD stamp duty HK$3,613,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,389
−HK$17,018/mo
▼ 0.25% · 3.875%
HK$279,830
−HK$8,577/mo
Today · 4.125%
HK$288,407
baseline
▲ 0.50% · 4.625%
HK$305,956
+HK$17,549/mo
Deposit HK$25.50M · loan HK$59.51M · min. income ≈ HK$576,814/mo (50% DSR)
Upfront cash ≈ HK$29.12M (deposit + AVD stamp duty HK$3,613,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,917
−HK$16,312/mo
▼ 0.25% · 3.875%
HK$310,014
−HK$8,215/mo
Today · 4.125%
HK$318,229
baseline
▲ 0.50% · 4.625%
HK$335,003
+HK$16,774/mo
Deposit HK$25.50M · loan HK$59.51M · min. income ≈ HK$636,458/mo (50% DSR)
Upfront cash ≈ HK$29.12M (deposit + AVD stamp duty HK$3,613,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,928
−HK$21,881/mo
▼ 0.25% · 3.875%
HK$359,782
−HK$11,027/mo
Today · 4.125%
HK$370,809
baseline
▲ 0.50% · 4.625%
HK$393,372
+HK$22,563/mo
Deposit HK$8.50M · loan HK$76.51M · min. income ≈ HK$741,618/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$3,613,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$388,179
−HK$20,972/mo
▼ 0.25% · 3.875%
HK$398,590
−HK$10,561/mo
Today · 4.125%
HK$409,151
baseline
▲ 0.50% · 4.625%
HK$430,718
+HK$21,567/mo
Deposit HK$8.50M · loan HK$76.51M · min. income ≈ HK$818,302/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$3,613,008 · Scale 2, in force from 26 Feb 2026)