LTV · monthly repayment
▼ 0.50% · 3.625%
HK$193,859
−HK$12,157/mo
▼ 0.25% · 3.875%
HK$199,890
−HK$6,126/mo
Today · 4.125%
HK$206,016
baseline
▲ 0.50% · 4.625%
HK$218,552
+HK$12,536/mo
Deposit HK$42.51M · loan HK$42.51M · min. income ≈ HK$412,032/mo (50% DSR)
Upfront cash ≈ HK$46.12M (deposit + AVD stamp duty HK$3,613,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,667
−HK$11,651/mo
▼ 0.25% · 3.875%
HK$221,451
−HK$5,867/mo
Today · 4.125%
HK$227,318
baseline
▲ 0.50% · 4.625%
HK$239,301
+HK$11,983/mo
Deposit HK$42.51M · loan HK$42.51M · min. income ≈ HK$454,636/mo (50% DSR)
Upfront cash ≈ HK$46.12M (deposit + AVD stamp duty HK$3,613,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,631
−HK$14,588/mo
▼ 0.25% · 3.875%
HK$239,867
−HK$7,352/mo
Today · 4.125%
HK$247,219
baseline
▲ 0.50% · 4.625%
HK$262,262
+HK$15,043/mo
Deposit HK$34.01M · loan HK$51.01M · min. income ≈ HK$494,438/mo (50% DSR)
Upfront cash ≈ HK$37.62M (deposit + AVD stamp duty HK$3,613,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,800
−HK$13,982/mo
▼ 0.25% · 3.875%
HK$265,741
−HK$7,041/mo
Today · 4.125%
HK$272,782
baseline
▲ 0.50% · 4.625%
HK$287,161
+HK$14,379/mo
Deposit HK$34.01M · loan HK$51.01M · min. income ≈ HK$545,564/mo (50% DSR)
Upfront cash ≈ HK$37.62M (deposit + AVD stamp duty HK$3,613,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,403
−HK$17,019/mo
▼ 0.25% · 3.875%
HK$279,845
−HK$8,577/mo
Today · 4.125%
HK$288,422
baseline
▲ 0.50% · 4.625%
HK$305,972
+HK$17,550/mo
Deposit HK$25.50M · loan HK$59.51M · min. income ≈ HK$576,844/mo (50% DSR)
Upfront cash ≈ HK$29.12M (deposit + AVD stamp duty HK$3,613,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,933
−HK$16,313/mo
▼ 0.25% · 3.875%
HK$310,031
−HK$8,215/mo
Today · 4.125%
HK$318,246
baseline
▲ 0.50% · 4.625%
HK$335,021
+HK$16,775/mo
Deposit HK$25.50M · loan HK$59.51M · min. income ≈ HK$636,492/mo (50% DSR)
Upfront cash ≈ HK$29.12M (deposit + AVD stamp duty HK$3,613,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,947
−HK$21,882/mo
▼ 0.25% · 3.875%
HK$359,801
−HK$11,028/mo
Today · 4.125%
HK$370,829
baseline
▲ 0.50% · 4.625%
HK$393,393
+HK$22,564/mo
Deposit HK$8.50M · loan HK$76.51M · min. income ≈ HK$741,658/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$3,613,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$388,200
−HK$20,973/mo
▼ 0.25% · 3.875%
HK$398,611
−HK$10,562/mo
Today · 4.125%
HK$409,173
baseline
▲ 0.50% · 4.625%
HK$430,741
+HK$21,568/mo
Deposit HK$8.50M · loan HK$76.51M · min. income ≈ HK$818,346/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$3,613,201 · Scale 2, in force from 26 Feb 2026)