LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,386
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$19,989
−HK$613/mo
Today · 4.125%
HK$20,602
baseline
▲ 0.50% · 4.625%
HK$21,856
+HK$1,254/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$41,204/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,567
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,146
−HK$586/mo
Today · 4.125%
HK$22,732
baseline
▲ 0.50% · 4.625%
HK$23,931
+HK$1,199/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$45,464/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,264
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,987
−HK$736/mo
Today · 4.125%
HK$24,723
baseline
▲ 0.50% · 4.625%
HK$26,227
+HK$1,504/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$49,446/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,881
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,575
−HK$704/mo
Today · 4.125%
HK$27,279
baseline
▲ 0.50% · 4.625%
HK$28,717
+HK$1,438/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$54,558/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,141
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,985
−HK$858/mo
Today · 4.125%
HK$28,843
baseline
▲ 0.50% · 4.625%
HK$30,598
+HK$1,755/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$57,686/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,194
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$31,004
−HK$821/mo
Today · 4.125%
HK$31,825
baseline
▲ 0.50% · 4.625%
HK$33,503
+HK$1,678/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$63,650/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,896
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,981
−HK$1,103/mo
Today · 4.125%
HK$37,084
baseline
▲ 0.50% · 4.625%
HK$39,340
+HK$2,256/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$74,168/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,821
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,862
−HK$1,056/mo
Today · 4.125%
HK$40,918
baseline
▲ 0.50% · 4.625%
HK$43,075
+HK$2,157/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$81,836/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,056 · Scale 2, in force from 26 Feb 2026)