LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,388
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$19,991
−HK$613/mo
Today · 4.125%
HK$20,604
baseline
▲ 0.50% · 4.625%
HK$21,858
+HK$1,254/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$41,208/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,569
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,147
−HK$587/mo
Today · 4.125%
HK$22,734
baseline
▲ 0.50% · 4.625%
HK$23,933
+HK$1,199/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$45,468/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,266
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,989
−HK$736/mo
Today · 4.125%
HK$24,725
baseline
▲ 0.50% · 4.625%
HK$26,229
+HK$1,504/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$49,450/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,883
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,577
−HK$704/mo
Today · 4.125%
HK$27,281
baseline
▲ 0.50% · 4.625%
HK$28,719
+HK$1,438/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$54,562/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,143
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,988
−HK$857/mo
Today · 4.125%
HK$28,845
baseline
▲ 0.50% · 4.625%
HK$30,601
+HK$1,756/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$57,690/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,197
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$31,006
−HK$822/mo
Today · 4.125%
HK$31,828
baseline
▲ 0.50% · 4.625%
HK$33,506
+HK$1,678/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$63,656/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,899
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,984
−HK$1,103/mo
Today · 4.125%
HK$37,087
baseline
▲ 0.50% · 4.625%
HK$39,344
+HK$2,257/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$74,174/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,824
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,865
−HK$1,057/mo
Today · 4.125%
HK$40,922
baseline
▲ 0.50% · 4.625%
HK$43,079
+HK$2,157/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$81,844/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,078 · Scale 2, in force from 26 Feb 2026)