LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,393
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$19,996
−HK$613/mo
Today · 4.125%
HK$20,609
baseline
▲ 0.50% · 4.625%
HK$21,863
+HK$1,254/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$41,218/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,574
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$22,153
−HK$587/mo
Today · 4.125%
HK$22,740
baseline
▲ 0.50% · 4.625%
HK$23,938
+HK$1,198/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$45,480/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,271
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$23,995
−HK$736/mo
Today · 4.125%
HK$24,731
baseline
▲ 0.50% · 4.625%
HK$26,235
+HK$1,504/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$49,462/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,889
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,583
−HK$705/mo
Today · 4.125%
HK$27,288
baseline
▲ 0.50% · 4.625%
HK$28,726
+HK$1,438/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$54,576/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,150
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,994
−HK$858/mo
Today · 4.125%
HK$28,852
baseline
▲ 0.50% · 4.625%
HK$30,608
+HK$1,756/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$57,704/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,204
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,014
−HK$822/mo
Today · 4.125%
HK$31,836
baseline
▲ 0.50% · 4.625%
HK$33,514
+HK$1,678/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$63,672/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,907
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,993
−HK$1,103/mo
Today · 4.125%
HK$37,096
baseline
▲ 0.50% · 4.625%
HK$39,353
+HK$2,257/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$74,192/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,834
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,875
−HK$1,057/mo
Today · 4.125%
HK$40,932
baseline
▲ 0.50% · 4.625%
HK$43,089
+HK$2,157/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$81,864/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,139 · Scale 2, in force from 26 Feb 2026)