LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,398
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$20,001
−HK$613/mo
Today · 4.125%
HK$20,614
baseline
▲ 0.50% · 4.625%
HK$21,869
+HK$1,255/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$41,228/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,580
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$22,159
−HK$587/mo
Today · 4.125%
HK$22,746
baseline
▲ 0.50% · 4.625%
HK$23,945
+HK$1,199/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$45,492/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,278
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$24,002
−HK$735/mo
Today · 4.125%
HK$24,737
baseline
▲ 0.50% · 4.625%
HK$26,242
+HK$1,505/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$49,474/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,896
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,591
−HK$704/mo
Today · 4.125%
HK$27,295
baseline
▲ 0.50% · 4.625%
HK$28,734
+HK$1,439/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$54,590/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,157
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$28,002
−HK$858/mo
Today · 4.125%
HK$28,860
baseline
▲ 0.50% · 4.625%
HK$30,616
+HK$1,756/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$57,720/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,212
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,022
−HK$822/mo
Today · 4.125%
HK$31,844
baseline
▲ 0.50% · 4.625%
HK$33,523
+HK$1,679/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$63,688/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,916
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,002
−HK$1,104/mo
Today · 4.125%
HK$37,106
baseline
▲ 0.50% · 4.625%
HK$39,364
+HK$2,258/mo
Deposit HK$851K · loan HK$7.66M · min. income ≈ HK$74,212/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,844
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,886
−HK$1,057/mo
Today · 4.125%
HK$40,943
baseline
▲ 0.50% · 4.625%
HK$43,101
+HK$2,158/mo
Deposit HK$851K · loan HK$7.66M · min. income ≈ HK$81,886/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,208 · Scale 2, in force from 26 Feb 2026)