LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,400
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$20,004
−HK$613/mo
Today · 4.125%
HK$20,617
baseline
▲ 0.50% · 4.625%
HK$21,871
+HK$1,254/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$41,234/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,583
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$22,161
−HK$588/mo
Today · 4.125%
HK$22,749
baseline
▲ 0.50% · 4.625%
HK$23,948
+HK$1,199/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$45,498/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,280
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,004
−HK$736/mo
Today · 4.125%
HK$24,740
baseline
▲ 0.50% · 4.625%
HK$26,246
+HK$1,506/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$49,480/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,899
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,594
−HK$704/mo
Today · 4.125%
HK$27,298
baseline
▲ 0.50% · 4.625%
HK$28,737
+HK$1,439/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$54,596/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,160
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,005
−HK$859/mo
Today · 4.125%
HK$28,864
baseline
▲ 0.50% · 4.625%
HK$30,620
+HK$1,756/mo
Deposit HK$2.55M · loan HK$5.96M · min. income ≈ HK$57,728/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,216
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,026
−HK$822/mo
Today · 4.125%
HK$31,848
baseline
▲ 0.50% · 4.625%
HK$33,527
+HK$1,679/mo
Deposit HK$2.55M · loan HK$5.96M · min. income ≈ HK$63,696/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,920
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,007
−HK$1,103/mo
Today · 4.125%
HK$37,110
baseline
▲ 0.50% · 4.625%
HK$39,368
+HK$2,258/mo
Deposit HK$851K · loan HK$7.66M · min. income ≈ HK$74,220/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,849
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,891
−HK$1,056/mo
Today · 4.125%
HK$40,947
baseline
▲ 0.50% · 4.625%
HK$43,106
+HK$2,159/mo
Deposit HK$851K · loan HK$7.66M · min. income ≈ HK$81,894/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,238 · Scale 2, in force from 26 Feb 2026)