LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,403
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$20,006
−HK$613/mo
Today · 4.125%
HK$20,619
baseline
▲ 0.50% · 4.625%
HK$21,874
+HK$1,255/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$41,238/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,585
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$22,164
−HK$587/mo
Today · 4.125%
HK$22,751
baseline
▲ 0.50% · 4.625%
HK$23,951
+HK$1,200/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$45,502/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,283
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,007
−HK$736/mo
Today · 4.125%
HK$24,743
baseline
▲ 0.50% · 4.625%
HK$26,249
+HK$1,506/mo
Deposit HK$3.40M · loan HK$5.11M · min. income ≈ HK$49,486/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,902
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,597
−HK$705/mo
Today · 4.125%
HK$27,302
baseline
▲ 0.50% · 4.625%
HK$28,741
+HK$1,439/mo
Deposit HK$3.40M · loan HK$5.11M · min. income ≈ HK$54,604/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,164
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$28,009
−HK$858/mo
Today · 4.125%
HK$28,867
baseline
▲ 0.50% · 4.625%
HK$30,624
+HK$1,757/mo
Deposit HK$2.55M · loan HK$5.96M · min. income ≈ HK$57,734/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,219
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,030
−HK$822/mo
Today · 4.125%
HK$31,852
baseline
▲ 0.50% · 4.625%
HK$33,531
+HK$1,679/mo
Deposit HK$2.55M · loan HK$5.96M · min. income ≈ HK$63,704/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,925
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,011
−HK$1,104/mo
Today · 4.125%
HK$37,115
baseline
▲ 0.50% · 4.625%
HK$39,373
+HK$2,258/mo
Deposit HK$851K · loan HK$7.66M · min. income ≈ HK$74,230/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,853
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,895
−HK$1,058/mo
Today · 4.125%
HK$40,953
baseline
▲ 0.50% · 4.625%
HK$43,111
+HK$2,158/mo
Deposit HK$851K · loan HK$7.66M · min. income ≈ HK$81,906/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,270 · Scale 2, in force from 26 Feb 2026)