LTV · monthly repayment
▼ 0.50% · 3.625%
HK$194,086
−HK$12,171/mo
▼ 0.25% · 3.875%
HK$200,123
−HK$6,134/mo
Today · 4.125%
HK$206,257
baseline
▲ 0.50% · 4.625%
HK$218,807
+HK$12,550/mo
Deposit HK$42.56M · loan HK$42.56M · min. income ≈ HK$412,514/mo (50% DSR)
Upfront cash ≈ HK$46.18M (deposit + AVD stamp duty HK$3,617,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,918
−HK$11,666/mo
▼ 0.25% · 3.875%
HK$221,709
−HK$5,875/mo
Today · 4.125%
HK$227,584
baseline
▲ 0.50% · 4.625%
HK$239,580
+HK$11,996/mo
Deposit HK$42.56M · loan HK$42.56M · min. income ≈ HK$455,168/mo (50% DSR)
Upfront cash ≈ HK$46.18M (deposit + AVD stamp duty HK$3,617,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,903
−HK$14,605/mo
▼ 0.25% · 3.875%
HK$240,147
−HK$7,361/mo
Today · 4.125%
HK$247,508
baseline
▲ 0.50% · 4.625%
HK$262,568
+HK$15,060/mo
Deposit HK$34.05M · loan HK$51.07M · min. income ≈ HK$495,016/mo (50% DSR)
Upfront cash ≈ HK$37.66M (deposit + AVD stamp duty HK$3,617,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,102
−HK$13,999/mo
▼ 0.25% · 3.875%
HK$266,051
−HK$7,050/mo
Today · 4.125%
HK$273,101
baseline
▲ 0.50% · 4.625%
HK$287,496
+HK$14,395/mo
Deposit HK$34.05M · loan HK$51.07M · min. income ≈ HK$546,202/mo (50% DSR)
Upfront cash ≈ HK$37.66M (deposit + AVD stamp duty HK$3,617,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,720
−HK$17,039/mo
▼ 0.25% · 3.875%
HK$280,172
−HK$8,587/mo
Today · 4.125%
HK$288,759
baseline
▲ 0.50% · 4.625%
HK$306,330
+HK$17,571/mo
Deposit HK$25.53M · loan HK$59.58M · min. income ≈ HK$577,518/mo (50% DSR)
Upfront cash ≈ HK$29.15M (deposit + AVD stamp duty HK$3,617,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,286
−HK$16,331/mo
▼ 0.25% · 3.875%
HK$310,393
−HK$8,224/mo
Today · 4.125%
HK$318,617
baseline
▲ 0.50% · 4.625%
HK$335,412
+HK$16,795/mo
Deposit HK$25.53M · loan HK$59.58M · min. income ≈ HK$637,234/mo (50% DSR)
Upfront cash ≈ HK$29.15M (deposit + AVD stamp duty HK$3,617,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$349,354
−HK$21,908/mo
▼ 0.25% · 3.875%
HK$360,221
−HK$11,041/mo
Today · 4.125%
HK$371,262
baseline
▲ 0.50% · 4.625%
HK$393,852
+HK$22,590/mo
Deposit HK$8.51M · loan HK$76.60M · min. income ≈ HK$742,524/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$3,617,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$388,653
−HK$20,998/mo
▼ 0.25% · 3.875%
HK$399,077
−HK$10,574/mo
Today · 4.125%
HK$409,651
baseline
▲ 0.50% · 4.625%
HK$431,244
+HK$21,593/mo
Deposit HK$8.51M · loan HK$76.60M · min. income ≈ HK$819,302/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$3,617,420 · Scale 2, in force from 26 Feb 2026)