LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,410
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,014
−HK$614/mo
Today · 4.125%
HK$20,628
baseline
▲ 0.50% · 4.625%
HK$21,883
+HK$1,255/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$41,256/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,594
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,173
−HK$588/mo
Today · 4.125%
HK$22,761
baseline
▲ 0.50% · 4.625%
HK$23,960
+HK$1,199/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$45,522/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,293
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,017
−HK$736/mo
Today · 4.125%
HK$24,753
baseline
▲ 0.50% · 4.625%
HK$26,259
+HK$1,506/mo
Deposit HK$3.40M · loan HK$5.11M · min. income ≈ HK$49,506/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,913
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,608
−HK$705/mo
Today · 4.125%
HK$27,313
baseline
▲ 0.50% · 4.625%
HK$28,752
+HK$1,439/mo
Deposit HK$3.40M · loan HK$5.11M · min. income ≈ HK$54,626/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,175
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,020
−HK$859/mo
Today · 4.125%
HK$28,879
baseline
▲ 0.50% · 4.625%
HK$30,636
+HK$1,757/mo
Deposit HK$2.55M · loan HK$5.96M · min. income ≈ HK$57,758/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,232
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,042
−HK$823/mo
Today · 4.125%
HK$31,865
baseline
▲ 0.50% · 4.625%
HK$33,544
+HK$1,679/mo
Deposit HK$2.55M · loan HK$5.96M · min. income ≈ HK$63,730/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,939
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,026
−HK$1,104/mo
Today · 4.125%
HK$37,130
baseline
▲ 0.50% · 4.625%
HK$39,389
+HK$2,259/mo
Deposit HK$851K · loan HK$7.66M · min. income ≈ HK$74,260/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,869
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,912
−HK$1,057/mo
Today · 4.125%
HK$40,969
baseline
▲ 0.50% · 4.625%
HK$43,129
+HK$2,160/mo
Deposit HK$851K · loan HK$7.66M · min. income ≈ HK$81,938/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,373 · Scale 2, in force from 26 Feb 2026)