LTV · monthly repayment
▼ 0.50% · 3.625%
HK$194,213
−HK$12,179/mo
▼ 0.25% · 3.875%
HK$200,255
−HK$6,137/mo
Today · 4.125%
HK$206,392
baseline
▲ 0.50% · 4.625%
HK$218,951
+HK$12,559/mo
Deposit HK$42.59M · loan HK$42.59M · min. income ≈ HK$412,784/mo (50% DSR)
Upfront cash ≈ HK$46.21M (deposit + AVD stamp duty HK$3,619,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,060
−HK$11,674/mo
▼ 0.25% · 3.875%
HK$221,855
−HK$5,879/mo
Today · 4.125%
HK$227,734
baseline
▲ 0.50% · 4.625%
HK$239,738
+HK$12,004/mo
Deposit HK$42.59M · loan HK$42.59M · min. income ≈ HK$455,468/mo (50% DSR)
Upfront cash ≈ HK$46.21M (deposit + AVD stamp duty HK$3,619,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,056
−HK$14,615/mo
▼ 0.25% · 3.875%
HK$240,305
−HK$7,366/mo
Today · 4.125%
HK$247,671
baseline
▲ 0.50% · 4.625%
HK$262,741
+HK$15,070/mo
Deposit HK$34.07M · loan HK$51.10M · min. income ≈ HK$495,342/mo (50% DSR)
Upfront cash ≈ HK$37.69M (deposit + AVD stamp duty HK$3,619,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,273
−HK$14,007/mo
▼ 0.25% · 3.875%
HK$266,226
−HK$7,054/mo
Today · 4.125%
HK$273,280
baseline
▲ 0.50% · 4.625%
HK$287,685
+HK$14,405/mo
Deposit HK$34.07M · loan HK$51.10M · min. income ≈ HK$546,560/mo (50% DSR)
Upfront cash ≈ HK$37.69M (deposit + AVD stamp duty HK$3,619,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,899
−HK$17,050/mo
▼ 0.25% · 3.875%
HK$280,356
−HK$8,593/mo
Today · 4.125%
HK$288,949
baseline
▲ 0.50% · 4.625%
HK$306,531
+HK$17,582/mo
Deposit HK$25.55M · loan HK$59.62M · min. income ≈ HK$577,898/mo (50% DSR)
Upfront cash ≈ HK$29.17M (deposit + AVD stamp duty HK$3,619,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,485
−HK$16,342/mo
▼ 0.25% · 3.875%
HK$310,597
−HK$8,230/mo
Today · 4.125%
HK$318,827
baseline
▲ 0.50% · 4.625%
HK$335,633
+HK$16,806/mo
Deposit HK$25.55M · loan HK$59.62M · min. income ≈ HK$637,654/mo (50% DSR)
Upfront cash ≈ HK$29.17M (deposit + AVD stamp duty HK$3,619,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$349,584
−HK$21,922/mo
▼ 0.25% · 3.875%
HK$360,458
−HK$11,048/mo
Today · 4.125%
HK$371,506
baseline
▲ 0.50% · 4.625%
HK$394,111
+HK$22,605/mo
Deposit HK$8.52M · loan HK$76.65M · min. income ≈ HK$743,012/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$3,619,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$388,909
−HK$21,011/mo
▼ 0.25% · 3.875%
HK$399,339
−HK$10,581/mo
Today · 4.125%
HK$409,920
baseline
▲ 0.50% · 4.625%
HK$431,528
+HK$21,608/mo
Deposit HK$8.52M · loan HK$76.65M · min. income ≈ HK$819,840/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$3,619,799 · Scale 2, in force from 26 Feb 2026)