LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,422
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,027
−HK$613/mo
Today · 4.125%
HK$20,640
baseline
▲ 0.50% · 4.625%
HK$21,896
+HK$1,256/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$41,280/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,607
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$22,187
−HK$588/mo
Today · 4.125%
HK$22,775
baseline
▲ 0.50% · 4.625%
HK$23,975
+HK$1,200/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$45,550/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,307
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,032
−HK$737/mo
Today · 4.125%
HK$24,769
baseline
▲ 0.50% · 4.625%
HK$26,276
+HK$1,507/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$49,538/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,929
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,624
−HK$706/mo
Today · 4.125%
HK$27,330
baseline
▲ 0.50% · 4.625%
HK$28,770
+HK$1,440/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$54,660/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,191
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,037
−HK$860/mo
Today · 4.125%
HK$28,897
baseline
▲ 0.50% · 4.625%
HK$30,655
+HK$1,758/mo
Deposit HK$2.56M · loan HK$5.96M · min. income ≈ HK$57,794/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,250
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,062
−HK$823/mo
Today · 4.125%
HK$31,885
baseline
▲ 0.50% · 4.625%
HK$33,565
+HK$1,680/mo
Deposit HK$2.56M · loan HK$5.96M · min. income ≈ HK$63,770/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,960
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,048
−HK$1,105/mo
Today · 4.125%
HK$37,153
baseline
▲ 0.50% · 4.625%
HK$39,413
+HK$2,260/mo
Deposit HK$852K · loan HK$7.67M · min. income ≈ HK$74,306/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,893
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,936
−HK$1,058/mo
Today · 4.125%
HK$40,994
baseline
▲ 0.50% · 4.625%
HK$43,155
+HK$2,161/mo
Deposit HK$852K · loan HK$7.67M · min. income ≈ HK$81,988/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,531 · Scale 2, in force from 26 Feb 2026)