LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,424
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$20,029
−HK$614/mo
Today · 4.125%
HK$20,643
baseline
▲ 0.50% · 4.625%
HK$21,899
+HK$1,256/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$41,286/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,610
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,189
−HK$588/mo
Today · 4.125%
HK$22,777
baseline
▲ 0.50% · 4.625%
HK$23,978
+HK$1,201/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$45,554/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,309
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,034
−HK$737/mo
Today · 4.125%
HK$24,771
baseline
▲ 0.50% · 4.625%
HK$26,278
+HK$1,507/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$49,542/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,931
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,627
−HK$705/mo
Today · 4.125%
HK$27,332
baseline
▲ 0.50% · 4.625%
HK$28,773
+HK$1,441/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$54,664/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,194
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,040
−HK$860/mo
Today · 4.125%
HK$28,900
baseline
▲ 0.50% · 4.625%
HK$30,658
+HK$1,758/mo
Deposit HK$2.56M · loan HK$5.96M · min. income ≈ HK$57,800/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,253
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,065
−HK$823/mo
Today · 4.125%
HK$31,888
baseline
▲ 0.50% · 4.625%
HK$33,569
+HK$1,681/mo
Deposit HK$2.56M · loan HK$5.96M · min. income ≈ HK$63,776/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,964
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,052
−HK$1,105/mo
Today · 4.125%
HK$37,157
baseline
▲ 0.50% · 4.625%
HK$39,417
+HK$2,260/mo
Deposit HK$852K · loan HK$7.67M · min. income ≈ HK$74,314/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,897
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,940
−HK$1,059/mo
Today · 4.125%
HK$40,999
baseline
▲ 0.50% · 4.625%
HK$43,160
+HK$2,161/mo
Deposit HK$852K · loan HK$7.67M · min. income ≈ HK$81,998/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,557 · Scale 2, in force from 26 Feb 2026)