LTV · monthly repayment
▼ 0.50% · 3.625%
HK$194,248
−HK$12,181/mo
▼ 0.25% · 3.875%
HK$200,290
−HK$6,139/mo
Today · 4.125%
HK$206,429
baseline
▲ 0.50% · 4.625%
HK$218,989
+HK$12,560/mo
Deposit HK$42.59M · loan HK$42.59M · min. income ≈ HK$412,858/mo (50% DSR)
Upfront cash ≈ HK$46.21M (deposit + AVD stamp duty HK$3,620,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,098
−HK$11,676/mo
▼ 0.25% · 3.875%
HK$221,894
−HK$5,880/mo
Today · 4.125%
HK$227,774
baseline
▲ 0.50% · 4.625%
HK$239,780
+HK$12,006/mo
Deposit HK$42.59M · loan HK$42.59M · min. income ≈ HK$455,548/mo (50% DSR)
Upfront cash ≈ HK$46.21M (deposit + AVD stamp duty HK$3,620,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,097
−HK$14,617/mo
▼ 0.25% · 3.875%
HK$240,348
−HK$7,366/mo
Today · 4.125%
HK$247,714
baseline
▲ 0.50% · 4.625%
HK$262,787
+HK$15,073/mo
Deposit HK$34.07M · loan HK$51.11M · min. income ≈ HK$495,428/mo (50% DSR)
Upfront cash ≈ HK$37.70M (deposit + AVD stamp duty HK$3,620,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,318
−HK$14,010/mo
▼ 0.25% · 3.875%
HK$266,273
−HK$7,055/mo
Today · 4.125%
HK$273,328
baseline
▲ 0.50% · 4.625%
HK$287,736
+HK$14,408/mo
Deposit HK$34.07M · loan HK$51.11M · min. income ≈ HK$546,656/mo (50% DSR)
Upfront cash ≈ HK$37.70M (deposit + AVD stamp duty HK$3,620,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,947
−HK$17,053/mo
▼ 0.25% · 3.875%
HK$280,406
−HK$8,594/mo
Today · 4.125%
HK$289,000
baseline
▲ 0.50% · 4.625%
HK$306,585
+HK$17,585/mo
Deposit HK$25.56M · loan HK$59.63M · min. income ≈ HK$578,000/mo (50% DSR)
Upfront cash ≈ HK$29.18M (deposit + AVD stamp duty HK$3,620,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,538
−HK$16,345/mo
▼ 0.25% · 3.875%
HK$310,652
−HK$8,231/mo
Today · 4.125%
HK$318,883
baseline
▲ 0.50% · 4.625%
HK$335,692
+HK$16,809/mo
Deposit HK$25.56M · loan HK$59.63M · min. income ≈ HK$637,766/mo (50% DSR)
Upfront cash ≈ HK$29.18M (deposit + AVD stamp duty HK$3,620,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$349,646
−HK$21,925/mo
▼ 0.25% · 3.875%
HK$360,521
−HK$11,050/mo
Today · 4.125%
HK$371,571
baseline
▲ 0.50% · 4.625%
HK$394,181
+HK$22,610/mo
Deposit HK$8.52M · loan HK$76.67M · min. income ≈ HK$743,142/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$3,620,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$388,977
−HK$21,015/mo
▼ 0.25% · 3.875%
HK$399,409
−HK$10,583/mo
Today · 4.125%
HK$409,992
baseline
▲ 0.50% · 4.625%
HK$431,604
+HK$21,612/mo
Deposit HK$8.52M · loan HK$76.67M · min. income ≈ HK$819,984/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$3,620,435 · Scale 2, in force from 26 Feb 2026)