LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,426
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,030
−HK$614/mo
Today · 4.125%
HK$20,644
baseline
▲ 0.50% · 4.625%
HK$21,900
+HK$1,256/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$41,288/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,611
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,190
−HK$588/mo
Today · 4.125%
HK$22,778
baseline
▲ 0.50% · 4.625%
HK$23,979
+HK$1,201/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$45,556/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,311
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,036
−HK$736/mo
Today · 4.125%
HK$24,772
baseline
▲ 0.50% · 4.625%
HK$26,280
+HK$1,508/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$49,544/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,933
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,628
−HK$706/mo
Today · 4.125%
HK$27,334
baseline
▲ 0.50% · 4.625%
HK$28,775
+HK$1,441/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$54,668/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,196
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,042
−HK$859/mo
Today · 4.125%
HK$28,901
baseline
▲ 0.50% · 4.625%
HK$30,660
+HK$1,759/mo
Deposit HK$2.56M · loan HK$5.96M · min. income ≈ HK$57,802/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,255
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,066
−HK$824/mo
Today · 4.125%
HK$31,890
baseline
▲ 0.50% · 4.625%
HK$33,571
+HK$1,681/mo
Deposit HK$2.56M · loan HK$5.96M · min. income ≈ HK$63,780/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,966
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,054
−HK$1,105/mo
Today · 4.125%
HK$37,159
baseline
▲ 0.50% · 4.625%
HK$39,420
+HK$2,261/mo
Deposit HK$852K · loan HK$7.67M · min. income ≈ HK$74,318/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,899
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,943
−HK$1,058/mo
Today · 4.125%
HK$41,001
baseline
▲ 0.50% · 4.625%
HK$43,162
+HK$2,161/mo
Deposit HK$852K · loan HK$7.67M · min. income ≈ HK$82,002/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,571 · Scale 2, in force from 26 Feb 2026)