LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,428
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,032
−HK$614/mo
Today · 4.125%
HK$20,646
baseline
▲ 0.50% · 4.625%
HK$21,903
+HK$1,257/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$41,292/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,613
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$22,193
−HK$588/mo
Today · 4.125%
HK$22,781
baseline
▲ 0.50% · 4.625%
HK$23,982
+HK$1,201/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$45,562/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,314
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,039
−HK$737/mo
Today · 4.125%
HK$24,776
baseline
▲ 0.50% · 4.625%
HK$26,283
+HK$1,507/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$49,552/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,936
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,632
−HK$705/mo
Today · 4.125%
HK$27,337
baseline
▲ 0.50% · 4.625%
HK$28,778
+HK$1,441/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$54,674/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,199
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,045
−HK$860/mo
Today · 4.125%
HK$28,905
baseline
▲ 0.50% · 4.625%
HK$30,664
+HK$1,759/mo
Deposit HK$2.56M · loan HK$5.96M · min. income ≈ HK$57,810/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,259
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,070
−HK$824/mo
Today · 4.125%
HK$31,894
baseline
▲ 0.50% · 4.625%
HK$33,575
+HK$1,681/mo
Deposit HK$2.56M · loan HK$5.96M · min. income ≈ HK$63,788/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,970
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,058
−HK$1,105/mo
Today · 4.125%
HK$37,163
baseline
▲ 0.50% · 4.625%
HK$39,425
+HK$2,262/mo
Deposit HK$852K · loan HK$7.67M · min. income ≈ HK$74,326/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,904
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,948
−HK$1,058/mo
Today · 4.125%
HK$41,006
baseline
▲ 0.50% · 4.625%
HK$43,168
+HK$2,162/mo
Deposit HK$852K · loan HK$7.67M · min. income ≈ HK$82,012/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,604 · Scale 2, in force from 26 Feb 2026)