LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,432
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,036
−HK$614/mo
Today · 4.125%
HK$20,650
baseline
▲ 0.50% · 4.625%
HK$21,907
+HK$1,257/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$41,300/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,617
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$22,197
−HK$588/mo
Today · 4.125%
HK$22,785
baseline
▲ 0.50% · 4.625%
HK$23,986
+HK$1,201/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$45,570/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,318
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,043
−HK$737/mo
Today · 4.125%
HK$24,780
baseline
▲ 0.50% · 4.625%
HK$26,288
+HK$1,508/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$49,560/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,941
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,637
−HK$705/mo
Today · 4.125%
HK$27,342
baseline
▲ 0.50% · 4.625%
HK$28,784
+HK$1,442/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$54,684/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,204
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,050
−HK$860/mo
Today · 4.125%
HK$28,910
baseline
▲ 0.50% · 4.625%
HK$30,669
+HK$1,759/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$57,820/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,264
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,076
−HK$823/mo
Today · 4.125%
HK$31,899
baseline
▲ 0.50% · 4.625%
HK$33,581
+HK$1,682/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$63,798/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,977
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,065
−HK$1,105/mo
Today · 4.125%
HK$37,170
baseline
▲ 0.50% · 4.625%
HK$39,432
+HK$2,262/mo
Deposit HK$852K · loan HK$7.67M · min. income ≈ HK$74,340/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,911
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,955
−HK$1,059/mo
Today · 4.125%
HK$41,014
baseline
▲ 0.50% · 4.625%
HK$43,175
+HK$2,161/mo
Deposit HK$852K · loan HK$7.67M · min. income ≈ HK$82,028/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,650 · Scale 2, in force from 26 Feb 2026)